tikelt offers a free‑to‑use payment platform that lets users request, send, split, and manage shared money without any fees for either party. The app includes features such as money circles, instant transactions, and cashback rewards, enabling groups to handle everyday finances collaboratively and securely. By focusing on simplicity and transparency, tikelt aims to make financial interactions effortless and socially connected.
Funding
Funding not disclosed
Founders
Product
Problem
People often face hidden fees, awkward reminders, and complex steps when requesting, sending, or splitting money with friends, family, or housemates, which creates friction in everyday financial interactions.
Solution
Tikelt provides a free-to-use mobile payment platform that enables users to request, send, split, and manage shared money without any charges to either party. The app supports instant transactions, collaborative money circles for group collections, and cashback rewards that add value to routine payments. By eliminating bank‑detail exchanges and fee structures, Tikelt simplifies peer‑to‑peer payments and reduces the social discomfort of chasing debts. Security features ensure transactions are protected, while a transparent interface makes it easy to track shared expenses and rewards. The platform aims to create a social, human‑centered financial ecosystem where money flows smoothly among friends, flatmates, and families.
Target Audience
Primary users are individuals and small groups such as friends, flatmates, families, and community organizers who need a cost‑free, easy way to handle shared payments and group collections.
Features
- Free request, send, and split payment functionality with zero transaction fees for both sender and receiver
- Money circles that allow groups to collect and manage shared funds for events, bills, or collective goals
- Instant transaction processing with real‑time notifications and confirmation tickets
- Cashback rewards program that returns a percentage of spendings to users as incentives
- Secure, encrypted transaction handling with clear audit trails for each payment
- Simple, user‑friendly interface designed for non‑technical users to manage shared expenses