Tigere Housing Company uses Web3 technology to provide rent‑to‑own, incremental housing and investment opportunities for underbanked aspiring homeowners. By tokenizing properties on the NEAR blockchain, the platform offers fractional investment, on‑chain verifiable credit scores, and a marketplace where lenders can fund pre‑approved borrowers and withdraw rental yields at any time. This creates a transparent, secure ecosystem that combines home acquisition, construction financing, and wealth building.
Funding
Funding not disclosed
Founders
Product
Problem
Underbanked individuals often cannot access traditional mortgage financing because lenders require formal employment documentation and credit histories, limiting homeownership opportunities. Existing real‑estate investment platforms also lack liquidity and fractional access, making it difficult for small investors to participate in property markets.
Solution
Tigere Housing uses Web3 and the NEAR blockchain to create a rent‑to‑own and incremental housing platform that serves underbanked aspiring homeowners. The system tokenizes properties, enabling fractional ownership, on‑chain credit scoring, and flexible lending without a payslip by evaluating multiple data points of repayment willingness. Users can acquire or build homes, invest in tokenized assets, or lend to pre‑approved borrowers, with all transactions recorded transparently on the blockchain. Fractional investors can draw down rental yields or trade their positions at any time, providing liquidity typically unavailable in real‑estate markets. The platform also issues tamper‑proof, on‑chain credit scores that enhance participants’ access to future financial services.
Target Audience
Primary customers are underbanked individuals seeking homeownership and small investors looking to participate in real‑estate assets, as well as lenders interested in offering credit to this segment.
Features
- Property tokenization on the NEAR protocol allowing low‑cost fractional investment
- Rent‑to‑own and incremental housing models that do not require formal employment
- On‑chain credit scoring using multiple data points to assess repayment willingness
- Marketplace for buying, building, lending, and trading tokenized housing positions
- Ability for investors to withdraw rental yields or trade tokens on demand, providing liquidity
- Access to bundles of pre‑approved borrowers matched to lenders’ risk profiles