Third to First offers a platform that helps employers maintain insurance coverage while protecting employee safety by enabling the termination of harassers. The solution aligns employer and employee incentives, addressing gaps in the current Employment Practices Liability Insurance (EPLI) structure that can otherwise cover settlements without deterring misconduct. It is positioned as a risk‑management tool that supports both compliance and business continuity.
Funding
Funding not disclosed
Founders
Product
Problem
Employers often struggle to retain employment practices liability insurance (EPLI) coverage while effectively preventing and addressing workplace sexual harassment, leading to costly settlements and unsafe work environments.
Solution
Third to First offers a risk‑management platform that aligns EPLI insurer incentives with harassment prevention. The service integrates with existing HR workflows to assess current EPLI policies, identify gaps, and implement controls that focus coverage on actual harassment risk. By providing tools to document, report, and, when necessary, terminate harassers, the platform helps organizations maintain insurance coverage, reduce settlement costs, and improve overall workplace safety.
Target Audience
Primary customers are mid‑size to large employers seeking to maintain EPLI coverage while strengthening their harassment prevention and response programs.
Features
- Comprehensive review of an organization’s EPLI policy to pinpoint risk disparities
- Integration with HR systems for streamlined reporting and compliance tracking
- Risk‑focused analytics that align insurance coverage with actual harassment exposure
- Actionable guidance and tools for investigating, documenting, and terminating harassers
- Ongoing consultation to align legal, insurance, and HR strategies with employee‑safety goals