Funding
Funding not disclosed
Founders
Product
Problem
Many U.S. residents turning 65, retiring, or qualifying for Medicare due to disability face a fragmented marketplace of Medicare Advantage, Medigap, and prescription drug plans, making it hard to determine which option best matches their health needs, budget, and existing coverage.
Solution
The Pocket Protector provides an online platform that asks users a short set of questions about age, current coverage, and priorities, then instantly recommends the most suitable Medicare plan type and specific carriers in their area. The service includes searchable tools to compare plan costs, drug formularies, and provider networks, as well as a heat map of in‑network doctors by ZIP code. Users can either continue a guided plan‑comparison flow themselves or be matched with a licensed Medicare advisor who offers personalized, unbiased assistance. All guidance and tools are free, and the platform only receives compensation when a user enrolls in a plan through its referral network.
Target Audience
Primary users are individuals approaching or newly eligible for Medicare—typically seniors turning 65, retirees transitioning from employer coverage, and disabled adults under 65—who need clear, personalized plan comparisons.
Features
- Interactive questionnaire that tailors plan recommendations based on age, coverage gaps, and personal priorities
- Side‑by‑side comparison of every Medicare Advantage, Medigap, and Part D plan available in the user’s ZIP code, including premiums, copays, and coverage details
- Doctor‑search tool with a ZIP‑code heat map showing the number of in‑network physicians for each plan
- Medication cost estimator that displays copays for any prescription across all Part D options
- Option to connect instantly with a licensed Medicare advisor for one‑on‑one guidance
- Free access to all tools; the platform earns revenue only after a successful enrollment, ensuring unbiased recommendations