Dara offers a unified financial operating system for corporate sellers and B2B buyers, centralizing domestic and cross‑border trade payments, cash management, and credit enablement. The platform automates invoicing, rule‑based payment scheduling, multi‑currency settlements, and provides liquidity tools and AI‑driven analytics to improve cash flow and reduce manual processing.
Funding
Funding not disclosed
Founders
Product
Problem
Corporate sellers and their buyers often manage trade payments, cash, and credit across multiple systems, leading to fragmented workflows, delayed settlements, and inefficient cash utilization, especially for cross‑border transactions.
Solution
Dara provides a unified financial operating system that centralizes domestic and international trade payments, cash management, and credit enablement for corporate sellers and buyers. The platform automates invoicing, payment scheduling, and multi‑currency settlements while offering rule‑based payment automation to streamline operations. Integrated liquidity tools let users earn yield on idle cash and access deposits, money‑market funds, bonds, or high‑yield options. Real‑time analytics and ERP connectivity deliver actionable insights, enabling faster sales cycles, optimized cash flow, and data‑driven credit decisions. The system also supports flexible payment methods—including bank transfers, cards, digital wallets, and invoice‑based credit—and provides transparent, scalable fee structures.
Target Audience
Primary customers are corporate sellers and their B2B buyers in the Middle East who require streamlined trade payments, cash management, and credit solutions, including mid‑size manufacturers, distributors, and large enterprises.
Features
- Rule‑based automated payments that reduce manual processing and improve operational efficiency
- End‑to‑end digital receivables management from invoice creation to scheduled payment collection
- Multi‑currency settlement engine with seamless cross‑border conversions via a global banking and fintech network
- Integrated liquidity suite offering deposits, money‑market, bond, and high‑yield fund access, plus one‑day yield on idle cash
- Flexible credit solutions, including invoice‑based financing and credit lines to support larger inventory and liquidity needs
- Unified API and ERP integration for real‑time data flow and consolidated financial reporting
- AI‑driven analytics dashboard delivering cash‑flow forecasts, risk insights, and performance metrics
- Campaign and loyalty program tools enabling sellers to create discounts, incentives, and loyalty initiatives