TerraGrow
TerraGrow provides an economic management platform that helps French agricultural accounting firms transform existing client data into billable advisory services. The platform automatically ingests accounting, bank, and traceability data through 13+ native connectors, then generates management indicators, forecasts, and stress-test simulations without manual re-entry. Advisors can produce branded, bank-ready deliverables such as cost-per-ton analyses and cash flow forecasts in a fraction of the time previously required.
- Data & Analytics
- Financial Technology
- Software Only
- Agriculture Technology
- Enterprise Software
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Agricultural accounting firms face pressure from the automation of traditional compliance work and need to transition to higher-value advisory services. However, producing management consulting deliverables—such as cost-per-ton analyses, cash flow forecasts, or investment simulations—requires hours of manual data re-entry and calculation per client, making these services costly and difficult to scale across a full client portfolio.
Solution
TerraGrow provides an economic management platform that acts as a "pilot layer" for agricultural accounting firms in France. It automatically ingests data the firm already possesses—general ledgers, scanned invoices via OCR, bank feeds, and field traceability records—from 13+ native connectors including accounting software and farm management systems. The platform then computes agricultural management indicators, forecasts, and scenario simulations, generating branded, bank-ready deliverables that advisors can present directly to farmer clients. By automating roughly 95% of the calculation work (e.g., reducing a cost-price analysis from 5–8 hours to about 1 hour), TerraGrow frees advisors to focus on client recommendations and billable consulting time, with all data hosted in France.
Target Audience
The primary customers are agricultural accounting and auditing firms (cabinets d'expertise comptable agricole) in France, particularly their partners, regional directors, and management advisors who are looking to structure, equip, and scale their advisory service offerings. The platform also serves agricultural cooperatives and management centers (AGC) seeking to productize their consulting services.
Features
- Automated financial analysis: Reconstructs per-plot and per-activity management balances (gross margin, added value, EBITDA) and calculates production costs in EUR/ton in both forecast and actual figures without manual re-entry.
- Forecasting tools: Generates 12-month rolling cash flow forecasts with working capital requirements, multi-year income projections, and investment project analyses (NPV, IRR, payback) that integrate seasonality for CAP subsidies.
- Portfolio-wide stress testing: Allows firms to apply price, yield, or cost shocks across the entire client portfolio simultaneously, automatically flagging at-risk farms for prioritized advisor outreach.
- Advanced advisory tools: Enables benchmarking of individual farms against the firm's portfolio averages or TerraGrow's database to identify performance gaps and trigger consulting opportunities.
- White-label branding: Produces all reports, management booklets, and bank-ready PDFs with the accounting firm's logo and colors, keeping the advisor at the center of the client relationship.
- French data hosting: Ensures all client data remains hosted in France, addressing data sovereignty concerns.
- Open Banking integration: Automatically pulls 6–12 months of bank feed history via Powens aggregation for cash flow forecasting.