TerraGrow provides a financial management platform for agricultural accounting firms, transforming existing accounting and traceability data into billable advisory deliverables. The platform automates cost analysis, forecasting, and stress-testing workflows, saving advisors significant manual calculation time while producing branded reports for clients. TerraGrow connects natively with 13+ accounting and traceability software systems, eliminating data re-entry.
Funding
Funding not disclosed
Founders
Product
Problem
Agricultural accounting firms face pressure from the automation of traditional compliance work and need to transition to higher-value advisory services. However, producing management consulting deliverables—such as cost-per-ton analyses, cash flow forecasts, or investment simulations—requires hours of manual data re-entry and calculation per client, making these services costly and difficult to scale across a full client portfolio.
Solution
TerraGrow provides an economic management platform that acts as a "pilot layer" for agricultural accounting firms. It automatically ingests data the firm already possesses—general ledgers, scanned invoices via OCR, bank feeds, and field traceability records—from 13+ native connectors. The platform then computes agricultural management indicators, forecasts, and scenario simulations, generating branded, bank-ready deliverables. By automating roughly 95% of the calculation work (e.g., reducing a cost-price analysis from 5–8 hours to about 1 hour), TerraGrow frees advisors to focus on client recommendations and billable consulting time.
Target Audience
The primary customers are agricultural accounting and auditing firms (cabinets d'expertise comptable agricole) in France, particularly their partners, regional directors, and management advisors who are looking to structure, equip, and scale their advisory service offerings. The platform also serves agricultural cooperatives and management centers (AGC) seeking to productize their consulting services.
Features
- Automated financial analysis: Reconstructs per-plot and per-activity management balances (gross margin, added value, EBITDA) and calculates production costs in EUR/ton in both forecast and actual figures without manual re-entry.
- Forecasting tools: Generates 12-month rolling cash flow forecasts with working capital requirements, multi-year income projections, and investment project analyses (NPV, IRR, payback) that integrate seasonality for CAP subsidies.
- Portfolio-wide stress testing: Allows firms to apply price, yield, or cost shocks across the entire client portfolio simultaneously, automatically flagging at-risk farms for prioritized advisor outreach.
- Advanced advisory tools: Enables benchmarking of individual farms against the firm's portfolio averages or TerraGrow's database to identify performance gaps and trigger consulting opportunities.
- White-label branding: Produces all reports, management booklets, and bank-ready PDFs with the accounting firm's logo and colors, keeping the advisor at the center of the client relationship.
- French data hosting: Ensures all client data remains hosted in France, addressing data sovereignty concerns.