Terrafolio provides a cloud‑based platform that integrates corporate financial filings with standardized environmental risk metrics to generate auditable, security‑level ESG scores. The service delivers an interactive dashboard and API for scenario analysis, compliance reporting, and seamless integration into institutional portfolio‑management workflows.
Funding
Funding not disclosed
Founders
Product
Problem
Institutional investors often rely on fragmented ESG data sources that lack a unified methodology, making it difficult to quantify and audit environmental risks across their portfolios. Without transparent, bottom‑up analytics, firms cannot reliably assess exposure to climate‑related liabilities or align investments with sustainability objectives. This data gap hampers both risk management and regulatory reporting.
Solution
Terrafolio offers a cloud‑based research platform that merges financial statements with granular environmental risk metrics to produce a single, auditable view of portfolio exposure. The service applies a bottom‑up scoring engine that attributes environmental risk scores to individual securities based on standardized, science‑backed indicators. Results are delivered through an interactive dashboard and an API that can be embedded into existing portfolio‑management workflows. Users can run scenario analyses, generate compliance reports, and track changes over time, all under a subscription model that includes regular data updates and technical support. Design‑partner collaborations allow large investors to tailor the analytics to specific mandates or reporting frameworks.
Target Audience
The primary customers are institutional asset managers, pension funds, sovereign wealth funds, and ESG research teams that need rigorous, transparent environmental risk analytics for portfolio construction and reporting.
Features
- Automated data pipeline that ingests corporate financial filings and third‑party environmental datasets, normalizing them into a unified risk taxonomy
- Proprietary risk‑scoring algorithm that assigns quantitative environmental exposure values at the security level using factor‑based models and climate scenario inputs
- RESTful API and SFTP feeds for seamless integration with portfolio‑management systems, risk‑analytics tools, and reporting platforms
- Interactive web dashboard with drill‑down visualizations, heat maps, and audit trails that document data provenance and scoring methodology
- Scenario analysis module supporting IPCC‑aligned temperature pathways and sector‑specific transition risk simulations
- Customizable reporting templates that export to PDF, Excel, and ESG reporting standards such as SASB and TCFD
- Role‑based access controls and encryption to meet institutional data‑security requirements
- Design‑partner workflow that enables co‑development of bespoke metrics, weighting schemes, and regulatory compliance checks