TeklifimGelsin is a Turkish fintech platform that aggregates real‑time offers from multiple banks and financial institutions, allowing consumers to compare personalized rates for loans, credit cards, deposits, insurance, and investment products. Users receive a free credit‑score analysis (Kredi Karnesi), can calculate costs with built‑in calculators, and submit applications directly through the site without visiting a branch.
Funding
$950K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Consumers in Turkey face fragmented and time‑consuming processes to find, compare, and apply for banking products such as loans, credit cards, deposits, insurance, and investment services. Information on rates and terms is scattered across many banks, requiring visits to branches or multiple websites.
Solution
TeklifimGelsin aggregates real‑time offers from dozens of financial institutions into a single online platform. Users input their needs and personal profile, receive personalized rankings of the most favorable rates for loans, credit cards, deposits, insurance, and investment products, and can submit applications directly through the site. The service also provides a free credit‑score analysis (Kredi Karnesi) that explains individual credit factors and suggests improvements, while all data exchanges are secured with 256‑bit SSL and comply with relevant Turkish regulations.
Target Audience
Primary users are Turkish retail consumers seeking affordable credit, deposit, insurance, or investment options, as well as fintech‑savvy individuals who prefer digital self‑service for financial product selection.
Features
- Unified comparison engine displaying up‑to‑date interest rates, fees, and terms for personal, housing, vehicle loans and credit cards across multiple banks
- Personalized credit assessment (Kredi Karnesi) with factor‑by‑factor scores, improvement tips, and projected future credit rating
- One‑click application flow that forwards approved requests to the selected bank without requiring a physical branch visit
- Integrated calculators for loan installments, deposit returns, and investment performance
- Free access to live market data for BIST and US stock exchanges, with links to licensed broker platforms for execution
- Insurance marketplace offering quotes for auto, home, health, travel, and other policies with side‑by‑side premium comparison
- Secure, encrypted data handling and compliance with BDDK and KVKK regulations