Tegge is a digital platform that provides access to credit by using social benefits like FGTS and INSS as collateral. It streamlines the loan process for individuals and businesses, offering faster and more affordable credit solutions by connecting users with financial institutions.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and businesses often face challenges accessing affordable credit, particularly when traditional collateral requirements are a barrier. This limits financial flexibility and the ability to manage personal or business needs effectively.
Solution
Tegge operates as a digital platform that facilitates access to credit by leveraging social benefits, such as FGTS and INSS, as collateral. The platform streamlines the loan application and approval process, aiming to provide faster and more cost-effective credit solutions. By connecting users with financial institutions, Tegge enables individuals and businesses to secure loans with competitive interest rates, utilizing their existing benefit entitlements. The company also offers business solutions, allowing companies to enable their clients to use FGTS funds for purchases through a payment solution.
Target Audience
The primary target audience includes individuals seeking personal loans, particularly those with FGTS or INSS benefits, and businesses looking to offer flexible payment options to their customers.
Features
- Digital platform for credit access using FGTS and INSS as collateral.
- Facilitates loan applications for individuals and businesses.
- Offers "Tegge Pay" for businesses to accept FGTS as a payment method from their customers.
- Provides access to various credit products including FGTS advance loans, INSS payroll loans, and credit cards for INSS beneficiaries and public servants.
- Acts as a correspondent banking entity, intermediating credit operations with partner financial institutions.
- Emphasizes data protection and secure information transmission.