TBook
TBook by TransFi provides a single API that connects fintechs, corporate treasuries, and asset managers in emerging markets to stable, yield-bearing global assets. The platform offers three modular capabilities—Store, Grow, and Move—enabling wallet balances, dollar-denominated yield, and card spending through one integration. Dollar yield is currently live, with tokenized gold also available as a hard asset alternative.
- Financial Technology
- Blockchain & Cryptocurrency
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
In emerging markets, local currency depreciation erodes the value of corporate treasuries, fintech customer balances, and asset manager portfolios. Traditional access to hard, yield-bearing global assets is fragmented and difficult to integrate, leaving businesses without efficient rails to preserve and grow value.
Solution
TBook by TransFi provides a single API integration that connects apps, treasuries, and funds to stable, yield-bearing global assets. The platform offers three core capabilities—Store, Grow, and Move—allowing users to hold balances in a wallet, earn yield on those balances, and spend through a card product. Clients can enable all three capabilities together or selectively turn on only the ones they need. The system currently supports dollar yield (live) and tokenized gold (available), with private credit and additional global market access planned. TransFi positions itself as the financial engine for emerging markets, building the rails that connect local businesses to global finance.
Target Audience
The primary customers are fintechs and neobanks, corporations managing treasuries, and asset managers who need efficient access to global yield-bearing assets from emerging markets.
Features
- Single API integration providing access to wallet, yield, and card capabilities as a unified product system
- Dollar-denominated yield product currently live for preserving value against local currency erosion
- Tokenized gold offerings available as an alternative hard asset store of value
- Upcoming private credit and global markets products in development
- Modular capability design allowing clients to activate Store, Grow, and Move features independently or in combination