SAP Taulia offers a cloud‑native platform that consolidates payables, receivables, and inventory through API‑based integration with SAP and other ERP systems, automating dynamic discounting, supply‑chain finance, virtual‑card payments, and inventory financing. AI‑driven cash‑flow analytics and a multi‑funder marketplace provide real‑time liquidity insights and on‑demand, low‑cost funding for suppliers. The platform includes a supplier self‑service portal and enterprise‑grade security compliance.
Funding
Funding not disclosed
Founders
Product
Problem
Enterprises with complex supply chains often manage payables, receivables, and inventory in siloed systems, leading to fragmented cash‑flow visibility, high financing costs, and delayed payments to suppliers. Manual processes and limited access to affordable liquidity further constrain working‑capital efficiency and increase supply‑chain risk.
Solution
SAP Taulia delivers a cloud‑native Cash Flow Acceleration Platform™ that unifies payables, receivables, and inventory into a single, API‑driven hub. The platform automates dynamic discounting, supply‑chain finance, virtual‑card payments, and inventory‑finance programs, allowing buyers to allocate cash where it generates the highest return while providing suppliers with on‑demand, low‑cost funding. AI‑powered cash‑flow analytics surface real‑time liquidity insights and recommend optimal funding sources from a multi‑funder network of banks and non‑bank financiers. Seamless integration with SAP ERP, SAP S/4HANA, and other ERP stacks reduces implementation time and eliminates manual reconciliation, giving finance teams end‑to‑end control over the cash conversion cycle.
Target Audience
Primary users are CFOs, treasury, and procurement teams at mid‑size to large enterprises seeking to optimize working capital, as well as their B2B suppliers who need accelerated, affordable payment options.
Features
- Single‑point integration layer with native connectors for SAP ERP, SAP S/4HANA and ERP‑agnostic APIs, enabling real‑time data exchange across payables, receivables, and inventory.
- Multi‑funder marketplace that aggregates bank and non‑bank liquidity providers on one contract, supporting flexible funding strategies and rate parity.
- AI‑driven cash‑flow prediction models that analyze spend patterns, supplier risk, and discount opportunities to optimize DPO and DSO.
- Dynamic Discounting and Supply‑Chain Finance engines that automate early‑payment offers, discount calculations, and settlement via virtual cards.
- Inventory Finance module that off‑balances inventory assets, providing just‑in‑time, asset‑light supply‑chain financing.
- ESG‑linked supplier finance dashboard that ties sustainability scores to preferential funding rates and tracks ESG‑related liquidity acceleration.
- Supplier self‑service portal with real‑time PO/invoice status, funding request workflow, and secure data exchange via end‑to‑end encryption.
- Role‑based access controls and enterprise‑grade security compliance (ISO 27001, SOC 2) to protect financial data across the network.