TabaPay

About TabaPay

The startup offers a card payment tool that enables instant money transfers between consumers and businesses, facilitating immediate disbursement and receipt of funds. This technology reduces processing fees for businesses and lenders, thereby enhancing their profitability.

```xml <problem> Traditional payment methods like ACH and checks can be slow and inefficient, creating friction for businesses and consumers who need to send and receive funds quickly. Existing systems often lack the real-time capabilities required for modern financial transactions, leading to delays and increased costs. </problem> <solution> TabaPay offers a unified API platform that facilitates instant money movement for fintech innovators, providing secure and reliable payment solutions with lower processing costs. The platform provides direct connections to numerous banking partners and payment networks, enabling real-time payments and payouts to cards and accounts. TabaPay's API supports various payment rails, including card networks and RTP, ensuring broad coverage and flexibility for diverse use cases. By owning the payment stack, TabaPay eliminates intermediaries, optimizing speed, performance, and cost for its clients. </solution> <features> - Unified API for both push and pull payments across cards and bank accounts - Direct connections to 18+ banking partners and 14 payment networks - Real-time payments (RTP) via The Clearing House (TCH) network - Push to card functionality using Visa Direct and Mastercard Moneysend - Cross-border payment capabilities to over 190 countries - Least-cost routing technology to optimize transaction costs - TabaPay Shield for fraud mitigation, including 3DS, AVS, and AML monitoring - PCI Level 1 compliance and SOC 1/SOC 2 certifications - Account Updater to automatically update card-on-file information - Self-service portal for reporting, transaction status research, and user management </features> <target_audience> TabaPay primarily serves fintech companies, digital banks, lenders, and businesses requiring instant payment solutions for use cases such as on-demand pay, B2B payments, remittances, and account funding. </target_audience> ```

What does TabaPay do?

The startup offers a card payment tool that enables instant money transfers between consumers and businesses, facilitating immediate disbursement and receipt of funds. This technology reduces processing fees for businesses and lenders, thereby enhancing their profitability.

Where is TabaPay located?

TabaPay is based in Mountain View, United States.

When was TabaPay founded?

TabaPay was founded in 2017.

How much funding has TabaPay raised?

TabaPay has raised 3000000.

Location
Mountain View, United States
Founded
2017
Funding
3000000
Employees
91 employees
Major Investors
SoftBank Vision Fund

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TabaPay

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Executive Summary

The startup offers a card payment tool that enables instant money transfers between consumers and businesses, facilitating immediate disbursement and receipt of funds. This technology reduces processing fees for businesses and lenders, thereby enhancing their profitability.

tabapay.com10K+
cb
Crunchbase
Founded 2017Mountain View, United States

Funding

$

Estimated Funding

$3M+

Major Investors

SoftBank Vision Fund

Team (75+)

No team information available.

Company Description

Problem

Traditional payment methods like ACH and checks can be slow and inefficient, creating friction for businesses and consumers who need to send and receive funds quickly. Existing systems often lack the real-time capabilities required for modern financial transactions, leading to delays and increased costs.

Solution

TabaPay offers a unified API platform that facilitates instant money movement for fintech innovators, providing secure and reliable payment solutions with lower processing costs. The platform provides direct connections to numerous banking partners and payment networks, enabling real-time payments and payouts to cards and accounts. TabaPay's API supports various payment rails, including card networks and RTP, ensuring broad coverage and flexibility for diverse use cases. By owning the payment stack, TabaPay eliminates intermediaries, optimizing speed, performance, and cost for its clients.

Features

Unified API for both push and pull payments across cards and bank accounts

Direct connections to 18+ banking partners and 14 payment networks

Real-time payments (RTP) via The Clearing House (TCH) network

Push to card functionality using Visa Direct and Mastercard Moneysend

Cross-border payment capabilities to over 190 countries

Least-cost routing technology to optimize transaction costs

TabaPay Shield for fraud mitigation, including 3DS, AVS, and AML monitoring

PCI Level 1 compliance and SOC 1/SOC 2 certifications

Account Updater to automatically update card-on-file information

Self-service portal for reporting, transaction status research, and user management

Target Audience

TabaPay primarily serves fintech companies, digital banks, lenders, and businesses requiring instant payment solutions for use cases such as on-demand pay, B2B payments, remittances, and account funding.

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