Sync is a mobile app that aggregates all of a user’s bank accounts, cards, and financial services into a single dashboard via open‑banking connections. It enables instant, fee‑free transfers between linked accounts and other Sync users, offers a multi‑currency wallet with real‑time exchange at transparent rates, and provides a Mastercard‑backed debit card for global spending, alongside budgeting tools and an in‑app marketplace for curated services.
Funding
$250K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Consumers often juggle multiple bank accounts, cards, and currency needs across different platforms, leading to fragmented financial management, hidden fees, and cumbersome transfers.
Solution
Sync offers a single mobile app that aggregates users' financial accounts through open‑banking connections, enabling unified view and control of balances, transactions, and budgeting. The platform supports instant, fee‑free transfers between linked accounts and between Sync users, as well as real‑time holding and exchange of multiple currencies at competitive rates. Integrated Mastercard debit functionality lets users spend globally wherever the card is accepted, while the in‑app marketplace connects them to partner products and services. Advanced categorisation and budgeting tools provide insight into spending patterns, helping users stay on track with personalized alerts and reports.
Target Audience
Primary users are digitally‑savvy consumers who manage multiple bank accounts, travel internationally, and seek a consolidated view of their finances, as well as fintech‑oriented users looking for integrated budgeting and rewards.
Features
- Open‑banking integration to link and view all bank accounts, cards, and financial services in one dashboard
- Instant, free peer‑to‑peer transfers between Sync users, including cross‑border payments
- Multi‑currency wallet with real‑time exchange between GBP, EUR and upcoming 25+ currencies at transparent rates
- Mastercard‑backed debit card for worldwide spending without additional foreign‑transaction fees
- Automated budgeting and expense categorisation with visual analytics and alerts
- In‑app marketplace offering curated third‑party products, deals, and rewards tailored to user spending habits