Switstack provides a software-defined, universal EMV layer that abstracts proprietary device interfaces into standardized APIs for in-person payments. This platform allows payment teams and integrators to build, test, and deploy terminals faster by decoupling EMV logic from hardware. By leveraging pre-certified components, the company significantly reduces certification risk and accelerates time to market for new payment solutions.
Funding
$2.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Integrating in-store payment solutions requires developers to work with multiple proprietary SDKs from different terminal vendors, leading to increased complexity, development time, and security concerns. Managing terminal lifecycles, ensuring data protection, and maintaining compliance with PCI-PTS standards further compounds these challenges.
Solution
Switstack provides a universal connector that simplifies the integration of PCI-PTS terminal SDKs and COTS devices, enabling developers to create compliant in-store payment solutions using a single API and configuration model. This platform eliminates the need for multiple proprietary SDKs, allowing teams to deploy payment systems quickly and securely. Switstack offers a secure and certified EMV/PCI compliant infrastructure as a service, featuring a web-based open API for fast and simple PCI-PTS/COTS integrations. It also includes a Kotlin EMV Level 2 API to support advanced transactional dynamics.
Target Audience
Switstack targets retail and transportation market segments, serving large Tier-1 retailers directly and SMBs indirectly through PSPs, Payfacs, and Processors.
Features
- Universal API for EMV card acceptance, interfacing with terminal APIs and managing bindings to SDKs for valid transaction dynamics.
- Built-in security architecture with normalized API for terminal initialization, remote key injections, and secure data transportation.
- Estate management to track the lifecycle of deployed terminals and ensure they are up to date.
- Configuration data management that translates internal configuration data models into each SDK or framework data structure.
- Virtualized hardware for faster development and testing.
- EMV Level 2 contactless support and corresponding test automation.
- Pre-built and pre-certified kernels for focusing on core payment application development.
- Automated regression testing for every code commit to ensure readiness for certification.