The startup offers a crowdlending platform that enables companies to raise debt directly from individual investors, bypassing traditional financial institutions. This approach provides businesses with a transparent and efficient alternative to bank loans, facilitating faster access to capital.
Funding
$7.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises (SMEs) in Switzerland often face challenges in securing financing through traditional bank loans due to stringent requirements and bureaucratic processes. This can hinder their ability to invest in growth, innovation, and day-to-day operations.
Solution
swisspeers offers a crowdlending platform that directly connects SMEs seeking financing with individual and institutional investors. This disintermediation provides SMEs with a streamlined and transparent alternative to traditional bank loans, enabling them to access capital more efficiently. Investors can browse and select specific projects to fund, earning returns while supporting the Swiss economy. The platform handles the administrative aspects of loan management, providing a secure and compliant environment for both borrowers and lenders. swisspeers also offers a digital share register to simplify shareholder management.
Target Audience
The primary target audience includes Swiss SMEs seeking alternative financing solutions and investors looking to support local businesses while earning returns.
Features
- Online platform connecting SMEs with investors for direct lending
- Transparent loan application and approval process
- Digital share register for simplified shareholder management
- Automated address maintenance and transaction history
- Investor communication tools
- Regular security audits and encrypted data transfer and storage