Swipey offers a cloud‑based FinOps platform that issues prepaid Visa cards per department, project or individual and provides a real‑time expense‑management dashboard with automated bill payments. The solution syncs spend data to QuickBooks and Xero, applies budget controls and generates consolidated reports, allowing finance teams to close books up to twelve times faster while maintaining regulatory compliance and secure transaction processing.
Funding
$0 raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Businesses often struggle with slow, manual expense approval processes and fragmented financial data across multiple departments, projects, and vendors, leading to delayed month‑end closes and limited visibility into spend.
Solution
Swipey provides a cloud‑based financial operations platform that combines prepaid Visa cards, an expense‑management dashboard, and automated bill‑payment workflows. Companies can issue virtual or physical cards per cost centre, set individual limits, and capture receipts in real time. The platform syncs expenses to accounting systems such as QuickBooks and Xero, applies budget controls, and generates consolidated spend reports, enabling finance teams to close books up to twelve times faster. Integrated security and regulatory compliance (Bank Negara Malaysia, Visa, Fasspay) ensure that funds are protected while remaining instantly accessible for business use.
Target Audience
Swipey targets SMEs, startups, gig workers, and mid‑market enterprises in Malaysia that need to streamline expense approvals, control corporate spend, and integrate payments with their accounting workflows.
Features
- Prepaid Visa cards (virtual and physical) that can be assigned per department, project or individual with configurable spend limits
- Real‑time expense capture via mobile app, including receipt OCR, notes, and QR‑based DuitNow payments
- Automated bill and invoice payments (5‑8 per month) with auto top‑up to prevent payment delays
- Centralized dashboard offering spend analytics, budget tracking, merchant controls, and multi‑entity view
- Direct integrations with QuickBooks and Xero for seamless bookkeeping and month‑end close acceleration
- Role‑based user management and external bookkeeper access for audit‑ready financial oversight
- Secure card issuance and transaction processing backed by HSBC custodial accounts, Visa, and Fasspay, with end‑to‑end encryption