SWINZ provides a fully digital, all‑in‑one tenant insurance pack that bundles six core non‑life covers—such as personal liability, contents, and accidental damage—into a single plan priced only by household size. Users can subscribe, adjust, or cancel their coverage through a mobile app, with real brokers available for support and instant claim tracking via document upload. The service is available to renters in Belgium and across Europe, offering transparent pricing and optional additional covers without the need for multiple policies.
Funding
Funding not disclosed
Founders
Product
Problem
Renters often face fragmented insurance options, complex paperwork, and pricing that varies based on factors unrelated to their actual risk, making it difficult to obtain comprehensive coverage for everyday household incidents.
Solution
SWINZ offers a fully digital, all‑in‑one non‑life insurance pack tailored for tenants in Belgium and across Europe. The product bundles six core covers—such as personal liability, contents, and accidental damage—into a single plan priced solely on household size, eliminating age, income, or postcode‑based premiums. Users can subscribe, adjust, or cancel their coverage with a few clicks through the mobile app, while real brokers remain available for support. Claims are processed via the app, allowing instant document upload and real‑time tracking of reimbursement. Optional additional covers can be added at any time, providing flexibility without the need for multiple policies.
Target Audience
Primary customers are individuals, couples, and families renting residential properties in Belgium and other European countries who seek simple, comprehensive tenant insurance.
Features
- Six essential tenant covers bundled in one contract, all underwritten by AXA Belgium, Euromex, and Europ Assistance Belgium
- Transparent monthly pricing based only on household size, with taxes and fees included
- Fully digital onboarding, policy management, and claim submission through iOS and Android apps
- Real‑time claim tracking and instant document upload, eliminating traditional paperwork delays
- Ability to adjust coverage or cancel the policy online at any time with a single click
- Access to a network of over 100 licensed insurance brokers for personalized assistance, not chatbots