SwiftFi is a financial technology platform that gives freelancers and remote teams US bank details to receive client payments, which are then settled in stablecoins. The service eliminates slow international wire transfers and high currency conversion fees by converting client ACH or wire payments into stablecoin payouts, often arriving the same day. It offers a clear $1 + 3% payout fee structure and supports conversion to stablecoins on networks like TRON, Ethereum, and Polygon.
Funding
Funding not disclosed
Founders
Product
Problem
Cross-border payments for freelancers and remote teams are slow, expensive, and opaque. Traditional banking rails and wire transfers can take weeks to clear, while currency conversion fees and intermediary charges erode earnings, creating uncertainty and administrative burden for independent workers.
Solution
SwiftFi provides a stablecoin payment layer that lets freelancers and remote teams give clients US bank details while receiving payouts in stablecoins. The platform converts incoming ACH and wire transfers into stablecoin settlements, enabling same-day, same-hour, or even same-minute payouts. Clients continue paying through familiar banking methods, while the recipient avoids the delays and hidden costs of traditional international transfers. The service includes virtual USD accounts, invoicing tools, and project management features that connect payments to specific jobs and clients.
Target Audience
Primary customers are freelancers, remote teams, and founders who invoice clients across borders and need faster, lower-cost international payment settlement without changing how their clients pay.
Features
- Virtual US bank accounts (USD) that receive ACH and wire transfers from clients
- Stablecoin settlement with conversion to networks including TRON, Ethereum, and Polygon
- Invoicing with line items, tax, and payment terms (due on receipt, Net 15, Net 30, Net 60)
- Project and job tracking that groups deliverables, hours, and payout status per client
- Payment flexibility with instant, recurring, scheduled, and one-time payout options
- Transparent fee structure: $1 + 3% per payout with no subscription required
- Payout history timeline showing every transfer, fee, and timestamp
- Status alerts and notifications so users know where money is without chasing emails