The startup provides a pension comparison platform that aggregates and analyzes insurance packages from Sweden's leading pension providers. This service enables elderly customers to efficiently identify optimal pension offerings, reducing their administrative burden and enhancing their financial outcomes.
Funding
$2.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals in Sweden have their occupational pensions spread across multiple providers, leading to a lack of overview and potentially higher fees. Identifying the optimal pension options and managing these fragmented assets can be administratively burdensome.
Solution
Svenska Fribrevsbolaget (SFB) offers a pension aggregation and analysis platform designed to consolidate and optimize "fribrev," which are dormant pension pots from previous employment. By gathering these disparate pension assets under a single platform, SFB provides users with a comprehensive view of their total occupational pension holdings. The platform analyzes the terms and fees associated with each fribrev, identifying opportunities to reduce costs and improve potential returns. Customers can then choose to transfer their fribrev to SFB's low-fee insurance solutions, either through a fully digital process or with guidance from pension experts. SFB's model ensures that any fund commissions are rebated directly to the customer, aligning the company's interests with maximizing the customer's pension savings.
Target Audience
The primary target audience is Swedish pension savers with at least 100,000 SEK in occupational pension assets, who are looking to consolidate their fribrev, reduce fees, and gain a better overview of their retirement savings.
Features
- Automated aggregation of fribrev data from various Swedish pension providers
- Comprehensive analysis of fees, historical performance, and projected returns
- Digital platform for initiating and tracking pension transfers
- Access to pension experts for personalized advice and guidance
- Low-fee fund options with transparent pricing
- Rebate of fund commissions directly to customers
- Sustainable investment options, including Article 8 and Article 9 funds
- Portfolio construction based on risk assessment and sustainability preferences