Sumixx offers a cloud‑native payment orchestration platform that settles high‑value cross‑border transactions in minutes, supporting over 46 fiat, cryptocurrency and stablecoin currencies at real‑time market rates with no service fees. The system automates AI‑driven AML/KYC and continuous transaction monitoring, provides bank‑grade encryption, and delivers a unified dashboard for agents, buyers, and sellers to track and audit payments.
Funding
Funding not disclosed
Founders
Product
Problem
High‑value cross‑border transactions (typically $50,000 +) are hindered by legacy banking processes that take days, require manual AML/KYC checks, impose opaque fees, and support only limited fiat currencies, making real‑estate and luxury‑asset deals slow and costly.
Solution
Sumixx delivers a cloud‑native payment orchestration platform that settles large international payments in minutes, 24 / 7. The system automatically runs AI‑driven AML/KYC and transaction‑monitoring (KYT) checks, eliminating manual compliance bottlenecks. Users can move funds in any of 46+ supported currencies—including fiat, major cryptocurrencies and stablecoins—at real‑time market exchange rates with zero service fees. A secure, bank‑grade encryption layer and Swiss‑regulated compliance framework protect every transfer, while a unified dashboard provides instant visibility and audit trails for agents, buyers, and sellers.
Target Audience
Primary users are real‑estate agents, property sellers, and high‑net‑worth buyers who need to execute cross‑border asset purchases exceeding $50,000, as well as asset‑management firms handling large international capital flows.
Features
- AI‑first compliance engine that performs real‑time AML/KYC verification and continuous transaction monitoring (KYT) without manual intervention.
- Multi‑currency routing engine supporting 46+ fiat, crypto (BTC, ETH) and stablecoin (USDC, USDT) assets, applying live market rates at the point of execution.
- Invitation‑based workflow that links agents, buyers, and sellers, enabling commission‑free, instant settlement of payments above $50 k.
- Bank‑grade encryption (TLS 1.3, AES‑256) and tokenized storage of sensitive data, meeting FINMA and global AML standards.
- RESTful API and SDKs for seamless integration with CRM, ERP, and real‑estate platforms, providing real‑time status callbacks and webhook notifications.
- Unified web dashboard with transaction analytics, real‑time price alerts, and audit‑ready reporting for regulatory compliance.
- Multi‑account aggregation allowing users to fund payments from linked bank accounts, neo‑bank wallets, or crypto custodial services in a single session.