Sucasa

About Sucasa

Sucasa is a non-bank lender offering home loans with up to 98% loan-to-value ratios and significantly lower upfront costs compared to traditional lenders, eliminating the need for lenders mortgage insurance. The platform addresses the accessibility issue of homeownership for young Australian families by providing tailored loan products that require minimal deposits and no family guarantees.

<problem> Many young Australians struggle to enter the housing market due to the significant deposit required and the added expense of Lenders Mortgage Insurance (LMI). Traditional lenders often require substantial upfront costs, making homeownership inaccessible for those with limited savings. </problem> <solution> Sucasa provides home loans designed to overcome the deposit hurdle, offering up to 98% loan-to-value (LVR) ratios without requiring LMI. By eliminating LMI and reducing upfront fees, Sucasa enables eligible borrowers to purchase homes with minimal savings. Sucasa's approach allows customers to avoid the need for family guarantees or equity sharing, enabling them to build wealth through capital gains. A dedicated Home Loan Specialist guides each customer through the application process. </solution> <features> - Home loans up to 98% LVR, enabling purchases with low deposits - No LMI, significantly reducing upfront costs - Competitive interest rates - No income caps or price limits - No equity sharing or family guarantees required - Online application process with dedicated Home Loan Specialist support - Refinancing solutions available, including debt consolidation </features> <target_audience> Sucasa primarily targets young Australian families and first-time homebuyers who have limited savings for a deposit and seek to avoid LMI costs. </target_audience>

What does Sucasa do?

Sucasa is a non-bank lender offering home loans with up to 98% loan-to-value ratios and significantly lower upfront costs compared to traditional lenders, eliminating the need for lenders mortgage insurance. The platform addresses the accessibility issue of homeownership for young Australian families by providing tailored loan products that require minimal deposits and no family guarantees.

Where is Sucasa located?

Sucasa is based in Sydney, Australia.

When was Sucasa founded?

Sucasa was founded in 2022.

How much funding has Sucasa raised?

Sucasa has raised 7190000.

Location
Sydney, Australia
Founded
2022
Funding
7190000
Employees
12 employees
Major Investors
Zigg Capital

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Sucasa

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Executive Summary

Sucasa is a non-bank lender offering home loans with up to 98% loan-to-value ratios and significantly lower upfront costs compared to traditional lenders, eliminating the need for lenders mortgage insurance. The platform addresses the accessibility issue of homeownership for young Australian families by providing tailored loan products that require minimal deposits and no family guarantees.

sucasa.com.au500+
cb
Crunchbase
Founded 2022Sydney, Australia

Funding

$

Estimated Funding

$5M+

Major Investors

Zigg Capital

Team (10+)

No team information available.

Company Description

Problem

Many young Australians struggle to enter the housing market due to the significant deposit required and the added expense of Lenders Mortgage Insurance (LMI). Traditional lenders often require substantial upfront costs, making homeownership inaccessible for those with limited savings.

Solution

Sucasa provides home loans designed to overcome the deposit hurdle, offering up to 98% loan-to-value (LVR) ratios without requiring LMI. By eliminating LMI and reducing upfront fees, Sucasa enables eligible borrowers to purchase homes with minimal savings. Sucasa's approach allows customers to avoid the need for family guarantees or equity sharing, enabling them to build wealth through capital gains. A dedicated Home Loan Specialist guides each customer through the application process.

Features

Home loans up to 98% LVR, enabling purchases with low deposits

No LMI, significantly reducing upfront costs

Competitive interest rates

No income caps or price limits

No equity sharing or family guarantees required

Online application process with dedicated Home Loan Specialist support

Refinancing solutions available, including debt consolidation

Target Audience

Sucasa primarily targets young Australian families and first-time homebuyers who have limited savings for a deposit and seek to avoid LMI costs.

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