Stripe offers a cloud‑based suite of financial APIs that let businesses embed payments, billing, fraud protection, and money‑movement features directly into their products. The platform supports over 135 currencies and 100+ payment methods, providing tools like Checkout, Radar, and Treasury to automate compliance and scale revenue operations.
Funding
Funding not disclosed
+26Founders
Product
Problem
Businesses that want to accept payments, manage recurring revenue, issue cards, and handle global payouts must build and maintain complex, regulated financial infrastructure, which is time‑consuming and costly.
Solution
Stripe provides a cloud‑based suite of financial APIs that let companies embed payments, billing, fraud protection, and money‑movement capabilities directly into their products. Developers can integrate pre‑built UI components such as Checkout and Elements or use low‑level APIs for custom experiences. The platform supports over 135 currencies and 100+ payment methods, enabling global commerce without separate merchant accounts. Built‑in tools like Radar for fraud detection, Stripe Billing for subscription and usage‑based pricing, and Stripe Treasury for cash management automate compliance and accounting. All services are delivered via a unified dashboard and API, allowing businesses to scale revenue operations quickly while maintaining high reliability and uptime.
Target Audience
Primary customers are online merchants, SaaS providers, marketplaces, and enterprise platforms that need to process payments, manage subscriptions, or embed financial services into their applications.
Features
- Payments API with support for cards, digital wallets, ACH, and local payment methods in 135+ currencies
- Pre‑built Checkout and Elements UI components for fast, PCI‑compliant integration
- Stripe Billing for recurring, usage‑based, and invoiced revenue models, including automatic tax calculation
- Radar fraud prevention engine with machine‑learning risk scoring and customizable rules
- Connect platform for marketplaces and SaaS platforms to onboard sellers, split payments, and manage payouts
- Issuing product for creating virtual and physical cards, including stablecoin‑backed cards
- Treasury suite for business accounts, cash management, and global payouts to third parties
- Comprehensive developer resources: API reference, SDKs, sample code, and Stripe Apps marketplace