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Stripe

Stripe provides a cloud-based suite of financial APIs that let businesses embed payments, billing, fraud protection, and money-movement capabilities directly into their products. The platform supports 135+ currencies and payment methods, with 99.999% historical uptime and over 200 million active subscriptions managed on Stripe Billing. Stripe's product portfolio spans payments, revenue management, treasury services, embedded finance, and crypto infrastructure.

Traction 10/10
South San Francisco, United States · HQ
Founded 201016.7K50K+ followers
  • Financial Technology
  • Software Only
  • Artificial Intelligence
Updated yesterday

Funding

Funding not disclosed

+34
Funding rounds are not available yet.

Founders

2 founders

Patrick Collison

San Francisco, United States

Co-founder & CEO

Profile summary: Auctomatic • Cofounder

John Collison

San Francisco, United States

Co-founder & President

Profile summary: Stripe • President

Product

Problem

Businesses that want to accept payments, manage recurring revenue, issue cards, and handle global payouts must build and maintain complex, regulated financial infrastructure, which is time‑consuming and costly.

Solution

Stripe provides a cloud‑based suite of financial APIs that let companies embed payments, billing, fraud protection, and money‑movement capabilities directly into their products. Developers can integrate pre‑built UI components such as Checkout and Elements or use low‑level APIs for custom experiences. The platform supports over 135 currencies and 100+ payment methods, enabling global commerce without separate merchant accounts. Built‑in tools like Radar for fraud detection, Stripe Billing for subscription and usage‑based pricing, and Stripe Treasury for cash management automate compliance and accounting. All services are delivered via a unified dashboard and API, allowing businesses to scale revenue operations quickly while maintaining high reliability and uptime. Stripe processes $1.9 trillion in payments volume (2025) and serves more than 5 million businesses.

Target Audience

Primary customers are online merchants, SaaS providers, marketplaces, and enterprise platforms that need to process payments, manage subscriptions, or embed financial services into their applications, ranging from solo founders to established enterprises.

Features

  • Payments API with support for cards, digital wallets, ACH, and local payment methods in 135+ currencies
  • Pre‑built Checkout and Elements UI components for fast, PCI‑compliant integration
  • Stripe Billing for recurring, usage‑based, and invoiced revenue models, including automatic tax calculation, managing 200M+ active subscriptions
  • Radar fraud prevention engine with machine‑learning risk scoring and customizable rules
  • Connect platform for marketplaces and SaaS platforms to onboard sellers, split payments, and manage payouts with automated KYC and compliance checks
  • Issuing product for creating virtual and physical cards, including stablecoin‑backed cards
  • Treasury suite for business accounts, cash management, and global payouts to third parties
  • Terminal for in-person payments, Tap to Pay on iPhone and Android, and third‑party device support
  • 99.999% historical uptime with 24x7 support plans including technical account managers, health alerts, and high-volume event management
This profile is AI-generated and may contain inaccuracies.