Stride Health provides a suite of portable benefits solutions designed for 1099, part-time W-2, and hybrid workers. The platform simplifies access to affordable health, vision, dental, and life insurance plans from all carriers, often resulting in significant monthly savings for users. Additionally, it offers portable benefit savings accounts and tax preparation tools to support the financial security of the modern workforce.
Funding
Funding not disclosed
Founders
Product
Problem
Independent workers—including freelancers, gig‑economy participants, and part‑time employees—often lack access to affordable health, vision, dental, and life insurance because traditional benefit plans are tied to a single employer. This “benefits gap” forces them to navigate complex marketplaces, miss tax credits, and manage separate savings for health‑related expenses.
Solution
Stride Health offers a unified, web‑ and mobile‑based platform that aggregates all health‑care carriers available through the federal marketplace and presents the same plans at identical prices. The service provides personalized plan recommendations, automatically identifies eligible tax credits, and connects users with unbiased advisors for enrollment support. In addition, Stride delivers a portable benefits savings account that remains with the worker across jobs, enabling goal‑based saving for health coverage, emergency funds, and retirement. Integrated expense‑tracking tools capture mileage and other deductible costs, generating IRS‑ready reports that can be exported directly to accountants. Employers can contribute targeted funds to individual accounts, creating a flexible benefits ecosystem that moves with the workforce.
Target Audience
The primary customers are independent workers—freelancers, gig‑platform drivers, and part‑time staff—who need portable, affordable benefits, as well as gig platforms, payroll/HR providers, and retail or hospitality employers seeking to offer benefits to contract and hourly personnel.
Features
- Direct integration with HealthCare.gov, offering the full catalog of ACA plans at marketplace rates
- AI‑driven recommendation engine that matches users to optimal health, vision, dental, and life policies while surfacing applicable premium tax credits
- Dedicated, unbiased advisor chat available on‑demand for enrollment assistance and plan comparisons
- Portable benefits savings account (no‑fee debit) with competitive yield, accessible via a mobile app and linked to users’ personal finances
- Employer contribution portal allowing companies to fund individual savings accounts without owning the benefits plan
- Expense‑tracking mobile app that logs mileage, receipts, and other deductible items in real time
- Automated generation of IRS‑ready expense reports for seamless handoff to tax professionals or filing software
- Secure data handling with encryption in transit and at rest, compliant with relevant health‑care privacy standards