Stream Bank offers property lending solutions, connecting borrowers with suitable financing options for real estate investments. Their platform also provides brokerage services, assisting clients in navigating the complexities of property transactions.
Funding
Funding not disclosed
Founders
Product
Problem
Property investors often face challenges in securing timely and flexible financing for acquisitions, developments, and refinancing, while savers seek competitive interest rates and secure deposit options. Traditional banking processes can be slow and inflexible, failing to meet the dynamic needs of property professionals and individual savers.
Solution
StreamBank provides specialist lending and savings solutions, leveraging experience and technology to offer informed decisions and efficient service. For property investors, StreamBank offers bridging loans, development finance, and commercial mortgages tailored to specific project requirements, with flexible terms and quick turnaround times. For savers, StreamBank provides fixed-rate and notice accounts with competitive interest rates, accessible through an online banking platform and protected by the Financial Services Compensation Scheme. StreamBank combines a solution-driven approach with transparent decision-making to support both property professionals and individual savers in achieving their financial goals.
Target Audience
StreamBank serves property professionals, developers, entrepreneurs, landlords, and brokers seeking flexible and fast property financing, as well as individual savers looking for competitive interest rates and secure savings options.
Features
- Bridging loans for property purchases, developments, auction acquisitions, and chain-break financing, with LTV up to 75% and rates starting from 0.65% per month.
- Development finance for new builds, conversions, and refurbishment projects, with LTV up to 65% GDV and rates from 1.25% per month.
- Commercial mortgages for refinancing existing properties and developments, with LTV up to 70% and rates from 1.15% per month.
- Fixed Rate Savings Accounts with guaranteed interest rates for the term, and Notice Accounts with flexibility and access to funds with a notice period.
- Online banking platform for managing savings accounts, including transfers, statements, and secure messaging.
- ClearBank clearing for secure and efficient payments, with Confirmation of Payee scheme for added assurance.
- Financial Services Compensation Scheme protection up to £85,000 for savings deposits.
- Broker portal with access to product information, application forms, and a loan calculator.