Stockling Finance operates a regulation‑first platform that enables users to gift and transfer tokenized stock shares, allowing recipients to own and track assets that appreciate over time. The service targets individuals looking to give investment‑oriented gifts and to issuers seeking compliant distribution of tokenized securities. Revenue is generated through transaction fees and service charges associated with the secure transfer and management of these tokenized assets.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals who want to give shares of publicly listed assets face cumbersome paperwork, brokerage‑account requirements, and complex regulatory compliance, which discourages early‑stage investing and limits the use of tokenized securities as gifts or employee compensation.
Solution
Stockling delivers a regulation‑first platform that tokenizes shares of stocks, ETFs, gold, and Bitcoin and enables secure, compliant transfers directly between digital wallets. The system embeds KYC/AML checks and SEC‑aligned custody protocols to satisfy U.S. securities regulations without requiring a traditional brokerage account. Givers can initiate a share transfer with a few clicks, while recipients receive the tokenized asset instantly in their wallet and can monitor its performance through a web dashboard. Integrated tracking tools provide real‑time visibility of gift status, valuation changes, and tax‑document generation for both parties. The platform also supports payroll‑style asset‑based compensation, allowing employers to distribute tokenized equity as part of employee benefits. All data and transaction flows are encrypted end‑to‑end and hosted on a compliant cloud infrastructure, ensuring privacy and auditability.
Target Audience
The primary users are U.S. residents—individuals gifting shares to family or friends and employers looking to provide tokenized equity as employee compensation.
Features
- Tokenization engine that converts publicly listed securities into blockchain‑backed digital shares compliant with U.S. securities law
- Built‑in KYC/AML verification and SEC‑aligned custody layer leveraging regulated third‑party custodians
- Mobile app and web portal for initiating transfers, viewing real‑time asset valuations, and generating tax‑ready reports
- API integration for payroll and asset‑based compensation workflows, enabling automated employer gifting
- End‑to‑end encryption with role‑based access controls and immutable audit logs for regulatory reporting
- Support for multiple asset classes (stocks, ETFs, gold, Bitcoin) within a single unified wallet experience
- Real‑time tracking dashboard for both givers and recipients, including transfer status, market appreciation, and compliance status