Stitch
Stitch provides a unified, API-first platform that enables banks, fintechs, and non-financial companies to build, launch, and scale financial products such as lending, cards, wallets, and payments from a single integration. By replacing fragmented legacy systems, Stitch reduces implementation time by 80%, allowing institutions to go live in as little as 90 days. The platform includes pre-built connectors to banks, credit bureaus, and payment providers, and is designed to support enterprise-grade compliance and omni-channel customer experiences.
- Financial Technology
- Software Only
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Financial institutions often rely on fragmented, legacy systems that slow product launches, create manual bottlenecks, and limit scalability. Traditional infrastructure providers require 9–12 months of implementation time, making it difficult for institutions to respond quickly to evolving customer expectations and market demand for digital-first financial products.
Solution
Stitch provides a unified payment and lending infrastructure platform that replaces fragmented systems, reducing implementation time by 80% and enabling institutions to go live in as little as 90 days. The platform offers a modular API-first stack covering everything from credit origination to collections, with pre-built integrations to banks, bureaus, payment providers, and regulators. Stitch's cloud-native architecture handles high transaction volumes and supports omni-channel delivery across mobile, web, and branch channels. The company provides transparent pricing, tailored long-term support, and enterprise-grade compliance aligned with regulatory frameworks such as SAMA's Cybersecurity Framework.
Target Audience
Primary customers are financial institutions including banks, microfinance companies, and financing providers in Saudi Arabia and other markets that need to launch or scale digital lending and card products.
Features
- Unified operating system for lending covering origination, decisioning, servicing, and collections
- Modular API-first stack enabling seamless integration with existing systems and external providers
- Pre-built connectivity to banks, credit bureaus, payment providers, and regulators
- Cloud-native architecture designed for high transaction volumes and retail-scale growth
- End-to-end automation of digital onboarding, eKYC, decisioning, and portfolio management
- Omni-channel capability delivering consistent customer experiences across mobile, web, and assisted branch channels
- SAMA-ready platform with industry-grade cybersecurity and regulatory alignment
- Platform spans six core product domains—cards, lending, wallets, deposits, payments, and ledgers—accessible through a single integration