About Stashfin

StashFin is a neo-banking platform that provides an instant credit line of up to Rs. 5 Lakhs through a fully digital application process, enabling users to access funds quickly for emergencies or personal needs. The platform also offers tools for monitoring credit scores and purchasing discounted gift cards, addressing the need for accessible financial services and improved financial management.

```xml <problem> Many individuals in India lack access to quick and flexible credit options for emergencies or personal needs, often facing lengthy application processes and rigid repayment terms from traditional financial institutions. This can be particularly challenging for those with limited credit history or immediate funding requirements. </problem> <solution> StashFin provides a digital lending platform that offers instant credit lines up to ₹5 Lakhs with flexible repayment tenures. Users can apply for and access funds through a fully digital process, with approvals and disbursal occurring rapidly. The platform also provides tools for users to monitor their credit scores and access discounts on gift cards, aiming to provide accessible financial services and promote better financial management. Stashfin also facilitates investments in corporate bonds and offers insurance products. </solution> <features> - Instant credit line access ranging from ₹1,000 to ₹5,00,000 - Interest-free period of up to 30 days on utilized credit - Flexible repayment tenures ranging from 12 to 36 months - Digital application process with quick KYC verification and disbursal - Credit score monitoring with detailed insights - Investment opportunities in SEBI-regulated corporate bonds with returns up to 15% p.a. - Insurance plans including wallet protection, income protection, and travel insurance - Voucher access for discounts on shopping, dining, and entertainment </features> <target_audience> StashFin primarily targets Indian citizens above the age of 18 who require quick access to credit lines for personal needs and are looking for tools to manage and improve their financial health. </target_audience> <revenue_model> StashFin generates revenue through interest charged on the utilized credit line, transaction fees, platform fees, and commissions from bond investments and insurance product sales. The APR ranges from 21% to 45% p.a. </revenue_model> ```

What does Stashfin do?

Where is Stashfin located?

Stashfin is based in Gurugram, India.

When was Stashfin founded?

Stashfin was founded in 2016.

How much funding has Stashfin raised?

Stashfin has raised 9300000.

Location

Gurugram, India

Founded

2016

Funding

9300000

Employees

341 employees

Find Investable Startups and Competitors

Search thousands of startups using natural language

AI voice (2021+)underground pipe robots energy flexibility software

Start Searching

Stashfin

⚠️ AI-generated overview based on web search data – may contain errors, please verify information yourself! You can claim this account with your email domain to make edits.

Executive Summary

stashfin.com 20K+

Crunchbase

Founded 2016 – Gurugram, India

Funding

Estimated Funding

$5M+

Team (250+)

No team information available.

Company Description

Problem

Many individuals in India lack access to quick and flexible credit options for emergencies or personal needs, often facing lengthy application processes and rigid repayment terms from traditional financial institutions. This can be particularly challenging for those with limited credit history or immediate funding requirements.

Solution

StashFin provides a digital lending platform that offers instant credit lines up to ₹5 Lakhs with flexible repayment tenures. Users can apply for and access funds through a fully digital process, with approvals and disbursal occurring rapidly. The platform also provides tools for users to monitor their credit scores and access discounts on gift cards, aiming to provide accessible financial services and promote better financial management. Stashfin also facilitates investments in corporate bonds and offers insurance products.

Features

Instant credit line access ranging from ₹1,000 to ₹5,00,000

Interest-free period of up to 30 days on utilized credit

Flexible repayment tenures ranging from 12 to 36 months

Digital application process with quick KYC verification and disbursal

Credit score monitoring with detailed insights

Investment opportunities in SEBI-regulated corporate bonds with returns up to 15% p.a.

Insurance plans including wallet protection, income protection, and travel insurance

Voucher access for discounts on shopping, dining, and entertainment

Target Audience

StashFin primarily targets Indian citizens above the age of 18 who require quick access to credit lines for personal needs and are looking for tools to manage and improve their financial health.

Revenue Model

StashFin generates revenue through interest charged on the utilized credit line, transaction fees, platform fees, and commissions from bond investments and insurance product sales. The APR ranges from 21% to 45% p.a.