Konfío Pagos provides cloud‑connected POS terminals (SmartPad and Pin Pad mini) that accept EMV, contactless and magnetic stripe cards and integrate via Ethernet or Wi‑Fi. The devices expose REST APIs and SDKs for direct integration with checkout software, encrypt transactions, and settle funds to merchants’ bank accounts daily through a PCI‑DSS‑compliant gateway. A web dashboard offers real‑time sales reporting, settlement tracking, and OTA firmware updates.
Funding
Funding not disclosed
Founders
Product
Problem
Many small and medium‑size merchants lack a cost‑effective, easy‑to‑install point‑of‑sale (POS) solution that accepts modern payment methods and provides reliable settlement into their business bank accounts. This creates friction in cash flow and limits sales opportunities, especially for businesses without dedicated IT resources.
Solution
Konfío Pagos delivers cloud‑connected POS terminals—SmartPad and Pin Pad mini—that support EMV chip, contactless and NFC card transactions. The devices integrate via Ethernet or Wi‑Fi and expose RESTful APIs and SDKs for seamless connection to existing checkout software. Transaction data are encrypted in transit and processed through a PCI‑DSS‑compliant gateway, with funds automatically deposited to the merchant’s bank account on a daily basis. A web‑based dashboard provides real‑time sales reporting, settlement status, and configurable alerts, while over‑the‑air firmware updates keep the terminals secure and up‑to‑date. Support resources, including step‑by‑step activation guides and video tutorials, enable merchants to configure and start accepting payments with minimal technical effort.
Target Audience
The primary customers are retail, hospitality and service‑oriented SMEs that need a reliable in‑person card acceptance solution without extensive IT overhead.
Features
- EMV‑chip, contactless (NFC) and magnetic stripe support in a compact hardware form factor
- Integrated PIN entry pad with tamper‑evident design, meeting PCI‑DSS security standards
- Cloud‑native payment gateway with end‑to‑end TLS encryption and real‑time authorization
- REST API and SDKs (JavaScript, iOS, Android) for direct integration with POS, e‑commerce or inventory systems
- Automatic daily settlement to the merchant’s designated bank account via ACH/SPEI transfers
- Web dashboard offering live transaction logs, settlement reconciliation, and customizable reporting widgets
- OTA firmware updates and remote diagnostics to minimize on‑site maintenance
- Comprehensive self‑service help center with activation guides, troubleshooting articles, and video tutorials