Squirrel IP operates India’s patent commercialization platform, turning dormant patents into bankable assets for businesses. Using AI‑driven valuation and strategic scouting, it can assess a patent’s fair market value in under 30 minutes, enabling MSMEs to leverage IP as collateral under new RBI Basel III‑compliant loan standards.
Funding
Funding not disclosed
Founders
Product
Problem
Indian MSMEs and lenders face a large credit gap because many patents remain dormant and lack a standardized, defensible valuation, preventing them from being used as collateral for loans. Existing financial regulations require audit‑ready IP valuations, but no infrastructure currently provides rapid, Basel III‑compliant assessments.
Solution
Squirrel IP offers an AI‑driven valuation engine, Artha, that instantly harvests patent data from Indian and international IP offices and applies market, income, and cost approaches to produce a fair‑market value within 30 minutes. The platform delivers a Basel III‑compliant P50 valuation and a Patent Health Score, enabling lenders to meet RBI audit standards and qualify for a 25% risk‑weight reduction on IP‑backed loans. By converting dormant patents into bankable assets, Squirrel IP unlocks an estimated ₹18,500 crore lending opportunity for Indian businesses. The service integrates directly into lenders’ underwriting workflows, providing audit‑ready reports that support IP‑mortgage transactions without manual data entry.
Target Audience
Primary customers are Indian banks, NBFCs, and other financial institutions seeking to extend credit to MSMEs using patents as collateral, as well as MSMEs that own dormant patents and need a rapid, compliant valuation to unlock financing.
Features
- Neural connectors that automatically pull live patent data from IPO, EPO, and WIPO, eliminating manual entry errors
- Multi‑method triangulation using market, income, and cost approaches powered by 10+ live API streams for mathematically defensible valuations
- Basel III‑compliant fair‑market value (P50) and Patent Health Score (0‑100) generated in under 30 minutes
- Audit‑ready valuation reports that satisfy RBI NFB directions for IP‑backed lending
- Integrated risk‑weight reduction calculation showing up to 25% capital efficiency for lenders