Sprinter offers a plug‑and‑play credit engine that apps can integrate via a single API, providing access to a full DeFi‑backed credit stack with configurable terms such as over‑ or under‑collateralized loans, fixed or variable rates, and short‑term or rolling periods. The platform aggregates users' assets across major blockchains into a unified portfolio, delivering a single credit line without cross‑chain bridging while handling all on‑chain interactions behind the scenes. Fintechs, neobanks, and digital card programs can embed borrowing, lending, and yield‑earning features directly into their products with a seamless Web2 user experience.
Funding
Funding not disclosed
Founders
Product
Problem
Many fintech applications and digital banking services lack an integrated credit infrastructure, forcing them to rely on external lenders or complex on‑chain solutions that are difficult to embed and manage. This limits their ability to offer seamless borrowing, lending, or card‑based credit experiences to users within the app.
Solution
Sprinter provides a plug‑and‑play credit engine accessible via a single API, enabling apps to embed a full credit stack without building DeFi integrations themselves. The platform supports both over‑ and under‑collateralized loans with configurable terms—fixed or variable rates, short‑term or rolling periods—tailored to each product’s needs. Users’ assets across major blockchains are aggregated into a unified portfolio, allowing a single credit line without cross‑chain bridging. Sprinter handles all on‑chain interactions behind the scenes, so end‑users experience a native Web2 interface while the underlying credit mechanics leverage DeFi liquidity and yield generation.
Target Audience
Primary customers are fintech platforms, neobanks, and digital card program providers that need to embed credit services directly into their products.
Features
- Unified API that delivers flexible loan terms, adaptive guardrails, and DeFi‑backed economics to any application
- Support for both over‑collateralized and under‑collateralized credit structures with fixed or variable interest options
- Cross‑chain asset aggregation that creates a single credit line from holdings on multiple major blockchains
- Seamless integration for fintechs, neobanks, and card programs, enabling deposit, yield earning, and borrowing without leaving the host app
- Automated settlement and collateral management handled by Sprinter’s backend, keeping user experience fully Web2‑focused