Splinks provides a white-label fintech infrastructure that enables businesses to accept payments through various methods, including card payments, bank transfers, and mobile apps, all while maintaining low processing fees of 0.3%. The platform addresses the need for secure, customizable payment solutions that streamline transaction processes and enhance cash flow management for businesses of all sizes.
Funding
$910K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many businesses face challenges in efficiently managing payment acceptance across various channels, leading to increased processing fees and complex reconciliation processes. Existing payment solutions often lack customization options and seamless integration with existing business systems.
Solution
Splink provides a white-label payment infrastructure that allows businesses to accept payments via diverse methods, including card payments, bank transfers (Open Banking, ACH, SEPA/IBAN), mobile wallets (Apple Pay, Google Pay), and NFC tap-to-pay. The platform offers customizable payment links, embedded card fields (API), and a mobile payment app, enabling businesses to tailor the payment experience to their specific needs. Splink also provides a centralized dashboard for payment reconciliation, reporting, and CRM/accounting integrations, streamlining payment management workflows. By offering low processing fees and flexible integration options, Splink aims to simplify payment acceptance and improve cash flow management for businesses.
Target Audience
Splink targets businesses of all sizes that need a flexible and cost-effective payment solution, including e-commerce businesses, service providers, and organizations with mobile workforces.
Features
- Support for various payment methods: Card payments, Apple Pay, Google Pay, EFT, ACH, SEPA/IBAN, Open Banking, and NFC 'Tap to Pay'.
- Customizable payment links with options for branding, custom emails, SMS notifications, and data capture.
- Mobile payment app with NFC tap-to-pay functionality.
- Open Banking integration for low-fee bank-to-bank transfers.
- Recurring/subscription payment management.
- Payment reconciliation dashboard with real-time reporting and data export.
- CRM integrations with major platforms and bespoke integration options.
- Accounting integrations with Quickbooks and Xero.
- API for embedding payment processing into existing platforms.
- QR code payment options.
- Payment request and invoicing features via SMS or email.
- Website payment widget for easy integration.