Speso provides a super app platform for everyday payments, enabling users to quickly send money across different financial institutions. Businesses can accept and manage in-person and online payments through their dedicated platform. Developers can build custom solutions using toolkits for USSD applications and mini apps integrated within the ecosystem.
Funding
Funding not disclosed
Founders
Product
Problem
In Africa, individuals and businesses face challenges using multiple platforms to manage their finances, connect with others, and conduct transactions. This fragmented approach can be inefficient and create barriers to seamless digital interactions.
Solution
Speso offers a unified payment and services platform designed to streamline digital interactions for users across Africa. The platform enables individuals to send and receive money, pay bills, split payments, and connect with friends and family through chat, calls, and stories. Businesses can leverage Speso to connect with customers and accept payments via QR codes, while developers can build integrated mini-applications within the ecosystem. Speso aims to simplify financial management and social interactions by consolidating these functionalities into a single, user-friendly application.
Target Audience
Speso targets individuals and businesses in Africa seeking a comprehensive platform for digital payments, financial services, and social networking.
Features
- Digital wallet for secure money management.
- Peer-to-peer money transfers to mobile money accounts and bank accounts.
- Bill payment functionality for utilities and other services.
- Virtual VISA cards for online shopping and global subscriptions.
- QR code payments for businesses to receive payments from customers.
- Social networking features including friend connections, chat, and media sharing.
- Option to split bills with other Speso users.
- Airtime top-up directly from the Speso balance.