Spanly offers a risk intelligence platform that uses physics‑based simulations to stress‑test individual buildings against flood, wind, and seismic hazards, delivering high‑resolution, property‑specific risk metrics.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional risk assessments rely on regional maps, aggregated historical data, and manual analysis, which miss property‑specific structural vulnerabilities and create blind spots for flood, wind, and seismic hazards. The manual underwriting process is slow, often taking weeks per evaluation, and results are delivered as static PDFs that are difficult to integrate into portfolio workflows.
Solution
Spanly provides a risk intelligence platform that uses physics‑based simulations to stress‑test each building against flood, wind, and seismic forces, delivering high‑resolution, property‑specific performance metrics. The platform automates the entire underwriting workflow, generating actionable risk insights in a centralized dashboard that can be accessed across the organization. By combining engineering simulations with AI‑enhanced analysis, Spanly reduces evaluation time from weeks to minutes, improves accuracy by an order of magnitude compared to manual methods, and offers 10 cm pixel‑level resolution for detailed structural response. The resulting data are presented in interactive visualizations and can be exported for integration with existing risk management systems, enabling faster, evidence‑based decisions.
Target Audience
Primary customers are commercial insurers, mortgage lenders, and reinsurance firms that need rapid, building‑level risk assessments to underwrite property portfolios and manage exposure to natural hazards.
Features
- Physics‑based simulation engine for flood, wind, and seismic loading on individual building models
- AI‑augmented analysis that translates simulation outputs into clear risk metrics and loss probabilities
- Centralized web dashboard with interactive visualizations, heat maps, and drill‑down to component‑level performance
- Automated workflow that generates full underwriting reports in minutes, replacing manual PDF processes
- High‑resolution output (10 cm pixel density) for precise assessment of structural response
- API and data export tools for seamless integration with portfolio management and underwriting systems