Snoop is a free UK personal finance app that aggregates bank and credit‑card data via Open Banking to give users a single dashboard of all their accounts, automated spend categorisation, and real‑time budgeting tools. It also monitors bills and subscriptions for over‑payments, offers switching deals and a linked savings account with daily interest, and provides free credit‑score tracking to help users cut costs and grow their savings.
Funding
$20.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Consumers often struggle to see all of their financial accounts in one place, track spending accurately, and identify opportunities to reduce bills or unnecessary expenses, leading to overspending and missed savings.
Solution
Snoop is a free personal finance app that aggregates bank and credit‑card data via Open Banking, presenting balances and transactions from multiple accounts on a single dashboard. The app automatically categorises spending, highlights over‑paying bills, unused subscriptions, and potential price hikes, and offers personalized budget recommendations that can be created manually or generated by the platform. Users can open a linked savings account within the app, earn daily interest, and access exclusive offers and switching services to secure lower rates on utilities and other services. Real‑time alerts notify users of account changes, bill increases, or refund opportunities, helping them stay on top of their finances without manually monitoring each provider. All data handling complies with FCA regulations and uses secure Open Banking protocols, ensuring users retain full control over which information is shared.
Target Audience
Primary users are UK consumers who want a consolidated view of their finances, automated budgeting, and tools to lower recurring expenses, including individuals, families, and budget‑conscious savers.
Features
- Open Banking integration with over 70 UK banks and credit‑card providers for unified account view
- Automated spend categorisation and month‑over‑month analysis with visual dashboards
- Instant two‑tap budget creation, including AI‑suggested limits per spending category
- In‑app savings account that accrues interest daily and displays alongside spending data
- Bill‑monitoring service that detects over‑payments, suggests cheaper alternatives, and provides exclusive discount offers
- Subscription and fee detection to identify and help cancel unused services
- Credit‑score monitoring with actionable tips for improvement
- Secure, password‑free data exchange; Snoop never stores login credentials and is FCA‑registered