SMARTy Pay provides a cryptocurrency payment gateway that utilizes blockchain technology and smart contracts to enable secure, low-cost transactions for online businesses. The platform allows merchants to accept payments in various cryptocurrencies while receiving funds in stablecoins, effectively reducing transaction fees and minimizing fraud risk.
Funding
Funding not disclosed
Founders
Product
Problem
Online businesses face challenges with high transaction fees, fraud risks, and limited global access when using traditional payment methods. Cryptocurrency payments offer a solution, but integrating them can be complex and require specialized knowledge.
Solution
Smarty Pay provides a cryptocurrency payment gateway that simplifies the acceptance of digital currencies for online businesses. The platform enables merchants to receive payments in over 30 cryptocurrencies across 5 blockchain networks while settling funds in stablecoins like USDT or USDC. Smarty Pay's smart contract technology automates transactions, reduces transaction fees through optimized batching, and enhances security by removing intermediaries. Merchants can manage payments, track analytics, and generate reports through an intuitive dashboard, with options for zero-code, low-code, or full API integration.
Target Audience
Smarty Pay targets online businesses, e-commerce platforms, and merchants looking to accept cryptocurrency payments, reduce transaction fees, and expand their global reach.
Features
- Supports over 30 cryptocurrencies across 5 blockchain networks including Ethereum, Binance Smart Chain, Polygon, Arbitrum, and Tron
- Settlement in USDT and USDC stablecoins
- Smart contract-based transactions for automated and secure payments
- Fee-saving batching tool that reduces gas fees by approximately 30%
- Real-time payment notifications via webhooks, dashboard, and scheduled reports
- Zero-code payment links and buttons for quick integration
- Web3 wallet payments directly from MetaMask, Ledger, and Binance Web3 Wallet
- Optional gas fee compensation, where merchants can cover gas fees for customers
- KYT (Know Your Transaction) integration for compliance and transaction monitoring