Slope provides an AI-powered credit infrastructure specifically designed for business lending by interpreting raw SMB bank transaction data. Their core offering transforms messy transaction feeds into clean financials, accurate cash flow scores, and real-time risk signals for underwriting. This enables lenders to automate decisioning, increase approval rates, and reduce losses in small and medium-sized business financing.
Funding
$96.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+3Founders
Product
Problem
Many B2B businesses face challenges transitioning to online payments and offering flexible financing options to their customers. Traditional methods often involve manual credit assessments, complex integrations, and delayed payouts, creating friction in the checkout process and hindering growth.
Solution
Slope provides a platform that enables B2B businesses to accept online payments and offer embedded financing options through a single API. The platform streamlines the checkout experience by offering instant credit decisions and flexible payment terms, such as net terms, installments, and custom arrangements. Slope manages the credit risk and collections process, ensuring businesses receive immediate payouts while providing their customers with convenient financing solutions. The platform's AI-driven underwriting and credit monitoring tools automate onboarding and reduce the need for manual credit assessments.
Target Audience
Slope's primary customers are B2B businesses and platforms seeking to offer flexible payment and financing options to their customers while streamlining their online checkout process.
Features
- Embedded financing: Offer net terms, installments, or custom payment options to B2B buyers.
- Instant credit decisions: AI-powered underwriting provides real-time credit approvals.
- Automated credit risk management: Continuous credit monitoring eliminates manual reviews.
- Seamless payments: Accept credit card and ACH payments through a single API or no-code invoice links.
- Flexible integration: Integrate via API or utilize no-code/low-code options for faster setup.
- Digital onboarding: Streamline customer onboarding with a self-service application.
- Milestone-based invoicing: Support invoicing based on project milestones or custom timelines.