The startup offers a financial wellness platform that provides users with free access to their credit scores and histories, along with personalized recommendations for financial products. By equipping users with tools and insights, the platform enables them to enhance their credit scores and manage their financial obligations effectively.
Funding
$12.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals in Indonesia lack a clear understanding of their creditworthiness, hindering their ability to access loans and other financial products. This lack of awareness can lead to loan rejections and difficulty in managing personal finances effectively. Furthermore, identity theft and misuse of personal data for fraudulent loan applications pose a significant risk.
Solution
SkorLife is a financial application designed to empower users with comprehensive insights into their financial health. By partnering with a licensed credit bureau, SkorLife provides users with access to their credit scores, credit history, and collectibility status (KOL). The app also offers features to monitor for identity theft, detect unauthorized loan applications, and receive personalized recommendations for financial products. SkorLife aims to help users improve their credit scores, manage their finances responsibly, and protect themselves from financial fraud.
Target Audience
SkorLife primarily targets Indonesian consumers who want to understand, monitor, and improve their credit scores, manage their finances more effectively, and protect themselves from identity theft and financial fraud.
Features
- Credit score and credit history checks sourced from a licensed credit bureau (PT CRIF Lembaga Informasi Kredit/CLIK).
- Monitoring of credit data for fraudulent activity and unauthorized loan applications.
- Personalized financial product recommendations based on user's financial profile.
- Financial management tools for planning and tracking daily expenses.
- Integration with CLIK for secure data verification and matching against Dukcapil records.
- Regular data updates to reflect the most current credit status.
- Customer support via email for addressing user inquiries and resolving issues.
- Data encryption and security measures compliant with ISO 27001:2022 standards.