Skarlett is a French marketplace that aggregates health‑mutual, loan and viager real‑estate offers for people aged 60 and over, normalising contracts for easy side‑by‑side comparison. Its matching algorithm selects the most suitable products based on users' needs and budget, and the platform provides end‑to‑end support through application and transaction processes.
Funding
$9.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OFounders
Product
Problem
Retirees and individuals over 60 often struggle to navigate a fragmented market of health insurance, credit products, and real‑estate options, facing opaque contracts, difficult comparisons, and limited access to solutions tailored to their age and budget.
Solution
Skarlett aggregates offers from insurers, banks, and real‑estate operators into a single, continuously updated marketplace designed for people aged 60 and above. Users input their needs and budget, after which proprietary matching algorithms identify the most suitable health‑mutual, loan, or property‑monetisation solution. The platform presents standardized, easy‑to‑read proposals and assists clients through the entire application and transaction process, allowing them to secure better coverage, financing, or property income without extensive research or specialist visits.
Target Audience
Primary customers are French retirees and individuals over 60 who seek affordable health coverage, age‑appropriate credit solutions, or ways to monetize their primary residence through viager transactions.
Features
- Unified comparison engine that normalizes contracts across health insurance, credit, and real‑estate products for transparent side‑by‑side evaluation
- Personalized matching algorithm that selects offers based on declared needs, budget, and age‑specific eligibility criteria
- End‑to‑end support service that guides users through application paperwork, negotiations, and finalization of contracts
- Dedicated viager‑occupé and viager‑libre modules with automated rent‑calculation tools using mortality tables and tax optimization rules
- Real‑time market monitoring that refreshes product data continuously to reflect the latest rates and regulatory changes
- Secure client portal for document exchange, status tracking, and direct communication with Skarlett advisors