Health savings accounts (HSAs) and flexible spending accounts (FSAs) are limited to traditional medical expenses, preventing many consumers from using pre‑tax dollars for broader wellness products such as fitness equipment, nutrition supplements, and emerging health technologies.

Sika Health operates an online marketplace that expands the range of items eligible for HSA/FSA reimbursement. By providing a Letter of Medical Necessity for qualifying products, the platform enables users to purchase wellness‑focused goods with pre‑tax funds, effectively reducing out‑of‑pocket costs by up to 30%. The site curates over 2,500 eligible items across categories like fitness, recovery, skincare, and supplements, and integrates with merchants to streamline eligibility verification and claim processing. Consumers can browse, select, and checkout using their HSA/FSA balances, while merchants gain access to a new sales channel targeting tax‑advantaged spending.

Catalog of 2,500+ HSA/FSA‑eligible wellness products spanning fitness, nutrition, personal care, and medical tech

Automated generation of a Letter of Medical Necessity to qualify purchases for pre‑tax reimbursement

Integrated checkout that applies HSA/FSA funds directly, showing potential tax savings at purchase

Merchant portal for listing products, managing eligibility documentation, and tracking reimbursable sales

Category filters and search tools to help users find compliant items quickly

Secure handling of personal health and payment data in compliance with relevant regulations

Primary customers are individuals with active HSA or FSA balances seeking to allocate pre‑tax dollars toward wellness and preventive health products, as well as merchants offering eligible items who want to tap into this tax‑advantaged market.