Provides a mobile banking platform tailored for freelancers, small businesses, and startups, offering features like instant international transfers, expense management, and automated invoicing. Streamlines financial operations by combining banking services with tools for cash flow tracking, compliance, and team expense control, all supported by 7/7 customer service.
Funding
$9.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Freelancers, small businesses, and startups often face challenges managing their finances due to the complexity of tracking cash flow, handling international transfers, and ensuring compliance. Traditional banking solutions may not fully address the specific needs of these businesses, leading to inefficiencies and increased administrative burden.
Solution
Shine provides a mobile-first banking platform designed to streamline financial operations for freelancers, small businesses, and startups. The platform combines banking services with tools for cash flow tracking, automated invoicing, and team expense management. Users benefit from features such as instant international transfers, real-time notifications, and customizable access controls. Shine aims to simplify banking and administrative tasks, allowing businesses to focus on their core activities.
Target Audience
The primary target audience includes freelancers, startups, TPEs, SMEs, and independent professionals seeking a streamlined banking and financial management solution.
Features
- Business accounts with French RIB
- Mastercard World Debit cards, including virtual cards
- Compatibility with Apple Pay and Google Pay
- Instant and international transfers
- Sub-accounts for treasury management
- Real-time notifications for transactions
- Automated invoice creation and management
- Receipt digitization and association with transactions
- Automated accounting exports and integration with accounting software
- URSSAF estimator for micro-enterprises
- Team expense management with customizable employee access and spending limits