Semiliquid provides institutional credit infrastructure for custodian-held digital assets, enabling lending and borrowing operations that remain collateralized and accessible without leaving the custodian's control. The platform targets financial institutions seeking to deploy digital assets in yield-generating credit markets while maintaining robust risk management.
Funding
Funding not disclosed
Founders
Product
Problem
Institutional holders of digital assets face significant barriers to accessing credit markets, as traditional lending infrastructure does not accommodate the unique custody and settlement requirements of custodian-held crypto assets. This limits liquidity and yield-generation opportunities for funds, banks, and other large-scale asset holders.
Solution
Semiliquid builds institutional credit infrastructure designed specifically for custodian-held digital assets. The platform connects borrowers and lenders within a framework that respects the operational reality of third-party custody, enabling credit transactions without requiring asset transfer out of the custodian environment. This reduces counterparty risk and operational friction, allowing institutions to deploy idle digital assets into secured lending arrangements. The infrastructure is built to professional standards, aligning with the compliance, reporting, and risk-management expectations of regulated financial entities.
Target Audience
Primary customers are institutional asset managers, banks, and digital asset funds that hold crypto assets with custodians and seek regulated, secure avenues for credit and yield generation.
Features
- Custody-aware credit workflows that facilitate lending and borrowing without relinquishing custodian control of underlying assets
- Institutional-grade collateral management with automated valuation, margin monitoring, and liquidation triggers
- Integration layer designed to connect with established digital asset custodians and prime brokerage rails
- Modular architecture supporting credit facility structuring, settlement, and lifecycle management for digital asset loans