SelfiPay provides a mobile app that lets consumers pay by scanning their face, using biometric encryption and real‑time anti‑spoofing to secure card‑free transactions. Integrated with DSK Bank’s merchant network, the platform offers instant checkout, automatic spending tracking, card management, and personalized rewards across phones, tablets and wearables.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional payment methods rely on physical cards, mobile devices, or cash, which can be lost, stolen, or inconvenient, and they often require manual entry of payment details, leading to slower checkout experiences and higher fraud risk.
Solution
SelfiPay offers a mobile application that enables users to complete transactions by scanning their face, eliminating the need for cards or phones at the point of sale. The app uses biometric encryption to protect unique facial patterns and employs real-time user validation to prevent spoofing and unauthorized purchases. Integrated with DSK Bank’s merchant network, the solution provides instant, cash‑free payments while automatically tracking spending and managing linked payment cards. Users also receive personalized offers and discounts through the platform’s rewards program. The service is accessible across smartphones, tablets, and wearables, delivering a consistent checkout experience in retail and other participating venues.
Target Audience
SelfiPay targets consumers seeking fast, secure, and convenient payment experiences, as well as merchants and retailers partnered with DSK Bank who want to offer biometric checkout options.
Features
- Facial recognition authentication with biometric encryption for secure, card‑free payments
- Real-time validation and anti‑spoofing measures to ensure transaction integrity
- Automatic spending tracking and unified view of all transactions within the app
- Instant card management, allowing users to add or remove payment methods with a few taps
- Personalized rewards and discount offers based on user purchase history
- Cross‑device compatibility (phone, tablet, wearable) for flexible access
- Integration with DSK Bank’s merchant network for widespread acceptance in Bulgaria