Selfers is an AI-powered financial platform for Spanish freelancers (autónomos) that automates taxes, accounting, and banking in one integrated app. It calculates and files tax models like 303 and 130 automatically, reconciles invoices and expenses in real time, and includes Sparq, an AI tax assistant trained on Spanish legislation. The platform also offers a Spanish IBAN account with a debit card and automatic deductible expense detection.
Funding
Funding not disclosed
Founders
Product
Problem
Spanish freelancers (autónomos) face a heavy administrative burden managing taxes, accounting, and billing, often relying on traditional gestorías that are slow, unresponsive, and error-prone. This dependency creates stress, delays, and financial surprises, especially with complex quarterly tax models and evolving regulations like Verifactu.
Solution
Selfers provides an all-in-one AI-driven platform that automates tax filing, accounting, and banking for autónomos, eliminating the need for external gestorías or separate software tools. The platform calculates and presents tax models such as 303 and 130 automatically, reconciles invoices and expenses in real time, and offers a Spanish IBAN account with a physical and virtual debit card. Its AI assistant, Sparq, trained on Spanish legislation and thousands of real cases, answers fiscal questions 24/7, anticipates tax liabilities, detects deductible expenses, and flags errors before they become problems. A human team supports complex procedures like inspections and personalized advisory sessions, ensuring both AI efficiency and human reassurance.
Target Audience
Primary customers are Spanish freelancers and self-employed professionals (autónomos) who want to replace traditional gestorías with an automated, AI-driven solution for taxes, accounting, and banking.
Features
- Automatic calculation and filing of Spanish tax models (303, 130, etc.) with real-time IVA and IRPF forecasts based on income and expenses
- AI-powered accounting with instant invoice generation, automatic ticket digitization, and real-time reconciliation of transactions
- Sparq AI tax assistant trained on Spanish legislation and over 50 user-specific variables, providing 24/7 personalized fiscal answers and proactive alerts
- Integrated banking with Spanish IBAN, physical and virtual debit cards, automatic deductible expense detection, and integrations with Stripe, Shopify, and Wise
- Verifactu-ready digital invoicing that keeps records compliant and directly linked to accounting and tax submissions
- Human support team for inspections, tax procedures, and personalized advisory sessions, complementing the AI-driven automation