Seismic provides a privacy-enabled blockchain infrastructure specifically designed for fintech applications. This platform supports various financial products, including checking accounts, loans, and brokerage services, while ensuring transaction confidentiality. The system integrates built-in transaction screening and reporting capabilities with global on/off-ramp and card provider connectivity.
Funding
$7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Fintech platforms must balance user privacy with stringent regulatory requirements such as AML screening, transaction reporting, and auditability. Conventional blockchain solutions either expose transaction data or require separate compliance layers, increasing complexity and risk for product launches.
Solution
Seismic delivers a privacy‑enabled blockchain infrastructure tailored for fintech applications. The protocol encrypts transaction details using zero‑knowledge proofs while preserving the ability to run on‑chain compliance checks. Integrated AML/KYC screening, automated regulatory reporting, and investigation workflows are baked into the ledger, eliminating the need for external compliance stacks. A suite of APIs and SDKs lets developers embed banking, lending, brokerage, and BNPL functionalities directly on the chain. Global on‑ and off‑ramp as well as card‑issuance integrations enable seamless fiat conversion and payment processing within the same privacy‑preserving environment.
Target Audience
Fintech firms and digital banking platforms that need to launch privacy‑preserving financial products such as checking accounts, loans, brokerage services, and BNPL solutions while maintaining regulatory compliance.
Features
- Zero‑knowledge proof architecture that hides transaction amounts and participant identities while allowing verifiable compliance checks
- Built‑in AML/KYC screening engine with real‑time watch‑list matching and automated SAR generation
- Smart‑contract libraries for checking accounts, payday advances, auto loans, brokerage, savings, BNPL, working‑capital financing, expense splitting, and student loans
- Native integration points for fiat on‑ramps, off‑ramps, and card‑issuance providers, supporting instant conversion and settlement
- Permissioned access controls and audit logs that satisfy regulator‑required traceability without exposing raw data
- Developer portal with SDKs (JavaScript, Rust, Go), API documentation, and a public explorer for transaction monitoring and debugging
- Compliance‑ready reporting module that formats data for common regulatory filings (e.g., FinCEN, GDPR) and supports automated submission workflows