Scamnetic provides an AI‑driven platform that monitors communications and payments in real time to generate risk scores and alerts for fraud detection. It offers modular identity proofing, scam risk assessments, and a 24/7 intervention hotline, integrating via low‑code widgets or APIs into financial, payment, and consumer‑facing applications.
Funding
Funding not disclosed
Founders
Product
Problem
Scams and fraud schemes are proliferating across digital channels, causing billions of dollars in losses and eroding consumer confidence. Organizations often lack real‑time detection tools and reliable identity verification, making it difficult to block fraudulent transactions before they occur.
Solution
Scamnetic delivers an AI‑driven protection platform that monitors communications and payments in real time, generating actionable risk scores and alerts. Its modular suite includes automated identity proofing, detailed scam risk assessments, and a 24/7 resolution hotline staffed by U.S.‑based experts. The system integrates via low‑code widgets or full‑stack APIs, allowing seamless embedding into existing workflows and customer‑facing applications. By combining step‑up verification, domain and watchlist intelligence, and multi‑channel monitoring (email, SMS, push, crypto, ACH, wires, checks), the platform enables organizations to intercept scams early and reduce financial exposure. All data is encrypted in transit and at rest, and compliance documentation is provided through a dedicated Trust Center.
Target Audience
Primary customers are financial institutions, payment processors, and enterprises that handle high‑volume consumer transactions, as well as digital platforms seeking to safeguard their user base from phishing and fraud. The solution also serves community organizations and large‑scale consumer apps that require on‑demand identity verification and scam education.
Features
- Patent‑pending AI models that analyze content and transaction metadata to assign a Scam Score™ in milliseconds
- Real‑time alert engine with configurable thresholds and automated remediation actions
- IDeveryone™ identity proofing using email or phone verification plus biometric selfie matching when needed
- Scan&Score™ risk assessment that aggregates domain intelligence, registration records, and watchlist data for business verification
- Multi‑channel coverage: email, SMS/text, push notifications, cryptocurrency wallets, ACH/wire transfers, and paper checks
- 24/7 U.S.‑based Scam Intervention hotline offering immediate guidance and asset recovery support
- No‑code integration widgets and RESTful APIs for rapid deployment across SaaS, mobile, and legacy systems
- End‑to‑end encryption, role‑based access controls, and a publicly available Trust Center for security and privacy compliance