Savlo.id is a financing gateway that connects Indonesian businesses and consumers to a curated network of lending partners through a fully digital application process. The platform matches users with suitable funding products—including invoice financing, PO financing, term loans, and motorbike loans—based on their needs Mits. Its streamlined three-step workflow removes branch visits and paperwork, covering both business financing and consumer lending needs.
Funding
Funding not disclosed
Founders
Product
Problem
Small and medium businesses in Indonesia often face working capital constraints due to slow-paying customers, large purchase orders, and unpredictable cash flow. Traditional financing processes require branch visits, extensive paperwork, and lengthy approval times, discouraging businesses from seeking the funding they need to grow.
Solution
Savlo.id is a digital financing marketplace that connects applicants with appropriate lending partners through a simple, fully online process. Users create a free account, submit their business or consumer financing needs with the required documents online, and get matched to vetted lenders from Savlo's trusted network. The platform covers a wide range of financing products—including invoice financing, purchase order funding, term loans, overdraft facilities, inventory financing, payroll bridging, and property or vehicle loans—allowing both businesses and individuals to access capital without visiting a bank branch. Savlo keeps applicants updated throughout the matchmaking process and facilitates a faster, more transparent path from application to disbursement.
Target Audience
Primary users are Indonesian small and medium business owners seeking working capital or expansion financing, along with individual consumers needing mortgages, vehicle loans, or renovation financing.
Features
- Digital marketplace matching applicants to multiple vetted lending partners based on their specific financing profile
- Supports a broad product catalog: AR invoice financing, PO financing, term loans, overdraft (PRK), inventory financing, payroll financing, mortgage (KPR), renovation financing, title loans (BPKB), and new motorbike financing
- One-time document upload replaces paper-based applications; no branch visits required
- Collateral-based lending options where assets such as inventory, vehicles, or property are used as security for the loan
- Consumer and business financing are handled through the same platform with tailored product categories for each segment
- Application tracking and status updates are provided throughout the matching and approval workflow