Safecho offers a local‑first, zero‑knowledge vault that encrypts financial, crypto, and legal asset metadata on the user’s device, with optional encrypted backups. The platform automates inheritance and emergency access via configurable inactivity triggers and multi‑party authorization, while allowing granular per‑record permissions for designated contacts. It is delivered on a subscription model with tiered pricing for basic storage to advanced trigger and access controls.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and families often struggle to keep critical financial records—bank credentials, cryptocurrency wallet metadata, property deeds, and personal instructions—securely organized while also ensuring that trusted contacts can access them in emergencies or after the owner's death. Traditional password managers either store full credentials in the cloud or lack automated inheritance mechanisms, creating both security and continuity gaps.
Solution
Safecho delivers a local‑first, zero‑knowledge vault that encrypts all asset “clues” on the user’s device, never persisting plain‑text keys, passwords, or recovery phrases. Users define delayed triggers based on inactivity periods or manual confirmation, enabling automatic activation of inheritance or emergency access plans without manual intervention. Multi‑party authorization requires verification from multiple designated contacts before any data is released, reducing the risk of unauthorized disclosure. Granular access controls let owners specify exactly which records each beneficiary can view, supporting both privacy and transparency. The platform supports a wide range of asset types—including bank accounts, investment portfolios, crypto wallet metadata, and legal documents—allowing a single, unified repository for all legacy information. All data is transmitted over end‑to‑end encrypted channels and stored locally with optional encrypted backups, eliminating reliance on persistent cloud storage.
Target Audience
Primary users are digitally‑savvy individuals and families who manage cryptocurrency holdings, online banking, and other high‑value digital assets and need a secure, automated solution for legacy planning and emergency access. Estate planners and financial advisors serving high‑net‑worth clients also benefit from the platform’s granular control and auditability.
Features
- Military‑grade (AES‑256) encryption performed client‑side; encryption keys never leave the device (zero‑knowledge architecture)
- Local‑first storage model with optional encrypted backup, ensuring full data custody without permanent cloud dependencies
- “Clue‑only” storage that records metadata and access instructions while never storing private keys, seed phrases, or API secrets in plaintext
- Configurable delayed trigger engine that activates after a user‑defined inactivity window or upon manual confirmation for inheritance or emergency scenarios
- Multi‑party authorization workflow requiring consensus from two or more trusted contacts before any record is decrypted and shared
- Granular permission matrix allowing per‑record view/edit rights for each designated beneficiary or emergency contact
- Comprehensive asset coverage UI for banking, investment, cryptocurrency, property deeds, and custom personal notes
- Independent verification layer that cross‑checks identity, intent, and authorization steps to mitigate misuse or accidental release