RYVA is a payment platform purpose-built for property operations that captures transaction context—property, GL code, and identity—before a card swipe, eliminating manual reconciliation. The platform routes funds from the correct property account, auto-assigns expense categories, and attaches receipts at purchase, with internal beta operators reporting an 82% reduction in reconciliation time. It offers a free Core plan and a Pro tier at $19/user/month with AI controls and fraud alerts.
Funding
Funding not disclosed
Founders
Product
Problem
Multi-property operators face chaotic month-end reconciliation because receipts arrive late or get lost, hundreds of transactions are sorted manually, and budget overruns are only discovered after the money is spent. Corporate cards, property software, and banking tools all lack control at the moment of purchase, leaving accounting teams to chase documentation and correct mis-attributed expenses weeks after the fact.
Solution
RYVA provides a payment platform that enforces spend control before the swipe by capturing and validating context at the point of intent. Field staff select the property and expense category on a single physical card linked to every property account, and funds route automatically from the correct account with GL codes assigned in real time. Receipts are captured at purchase, purchase lists attach to work orders, and the ledger updates instantly, eliminating manual handoffs and month-end reconciliation. Property managers see a live spend feed across their portfolio with budget alerts and category-level blocks, while accounting teams get audit-ready records with near-zero manual GL entries.
Target Audience
Primary customers are multi-property operators including property management firms, rental units, HOAs, and mixed-use portfolios, as well as construction and project-based businesses that need real-time spend control across multiple accounts.
Features
- Single physical card linked to multiple property accounts with pre-swipe property and expense category selection
- Patented pre-transaction authorization that validates property, category, and biometric identity before the card is charged
- Purchase lists tied to work orders that attach the full itemized list to the transaction at checkout
- Receipt capture at point of purchase with automatic attachment to the transaction record
- Live spend feed across all properties and categories with budget threshold alerts and category-level purchase blocks
- Role-based access controls that limit field staff to their assigned properties only
- Full audit trail from intent to settlement, including notes, receipts, and work order links
- Accounting sync that auto-categorizes transactions and eliminates manual GL entries