Rudiq offers an enterprise SaaS platform that tokenizes physical and financial assets into ERC‑20/ERC‑721 compliant digital tokens on public or permissioned blockchains. The solution embeds automated KYC/AML, jurisdictional checks, and audit‑ready metadata, enabling regulated banks and asset managers to issue, trade, and collateralize fractional ownership through integrated DeFi lending and launchpad tools via REST and WebSocket APIs.
Funding
Funding not disclosed
Founders
Product
Problem
Regulated financial institutions often face high barriers when trying to bring real‑world assets—such as real estate, commodities, or structured securities—onto blockchain‑based markets. Traditional processes are fragmented, lack standardized compliance checks, and limit fractional ownership, resulting in low liquidity and inefficient capital deployment.
Solution
Rudiq provides an enterprise‑grade asset tokenization platform that converts physical and financial assets into compliant digital tokens on a public or permissioned blockchain. The platform embeds regulatory workflows, KYC/AML verification, and audit‑ready metadata to satisfy institutional requirements while preserving the transparency and immutability of distributed ledger technology. Tokenized assets can be fractionally owned, traded, or used as collateral through integrated DeFi primitives, expanding market access and liquidity. A built‑in launchpad enables issuers to structure public offerings with customizable terms, distribution schedules, and revenue‑sharing models. The lending infrastructure allows token holders to pledge assets as collateral, with automated classification, loan‑to‑value controls, and liquidation mechanisms to protect against market volatility. All components are exposed via REST and WebSocket APIs, facilitating seamless integration with existing treasury, custodial, and trading systems. The solution is delivered as a SaaS suite with configurable payment options and role‑based access controls, allowing institutions to adopt blockchain capabilities without extensive in‑house development.
Target Audience
The primary customers are regulated banks, asset managers, custodians, and other financial institutions that need to digitize, trade, or collateralize real‑world assets within a compliant blockchain framework.
Features
- Tokenization engine that mints ERC‑20/ERC‑721 compliant tokens for a wide range of asset classes (real estate, ships, energy plants, bonds, sukuk, commodities, etc.)
- Integrated compliance layer with automated KYC/AML, jurisdictional checks, and immutable audit trails
- Smart‑contract templates for fractional ownership, dividend distribution, and secondary market settlement
- Public offering launchpad with configurable maturity dates, income streams, and revenue‑share parameters
- Lending module that classifies assets, sets loan‑to‑value ratios, and triggers automated liquidation via an on‑chain marketplace
- API suite (REST, WebSocket) for real‑time asset classification, token issuance, and transaction monitoring
- Role‑based access control and end‑to‑end encryption to meet institutional security standards
- Dashboard for asset lifecycle management, reporting, and regulatory reporting export (e.g., ISO 20022, FHIR‑compatible formats)