Funding
Funding not disclosed
Founders
Product
Problem
AI agents lack a secure, governed financial infrastructure, preventing them from autonomously handling payments, subscriptions, and other monetary transactions on behalf of users and organizations. This gap forces human intermediaries to manage agent‑driven commerce, limiting scalability and efficiency of agentic applications.
Solution
Roving provides a neo‑banking platform that equips each AI agent with a verified financial identity, a dedicated bank account, and programmable smart cards. The system enforces spending rules, approval workflows, and audit trails, allowing agents to execute payments, receive funds, and manage balances autonomously while remaining under organizational control. Developers can integrate Roving via APIs to connect the platform to existing tech stacks, and use a sandbox environment to test agent payment flows without moving real money. Identity verification (KYA – Know Your Agent) ensures that only authorized agents can hold funds and perform transactions. The platform also supports features such as pre‑funded agent floats, spend expiration, trusted merchant memory, and automated failed‑payment recovery, creating a reliable financial operating system for the emerging agentic economy.
Target Audience
Roving targets developers and product teams building AI‑driven services, as well as enterprises that want to grant financial authority to autonomous agents while maintaining oversight and compliance.
Features
- Verified agent identity (KYA) that links each AI to a unique bank account and smart card
- Programmable spending rules and approval workflows to enforce governance and compliance
- Sandbox environment for safe testing of agent payment requests, rule enforcement, and audit trail generation
- Pre‑funded agent float capability to allocate exact funds needed for task execution
- Spend expiration controls to limit the lifespan of allocated funds
- Merchant memory that stores trusted vendor information for faster, repeat payments
- Automated failed‑payment recovery that enables agents to retry, reroute, or escalate transactions without disrupting workflows
- API integration layer for seamless connection to existing software stacks and data pipelines